JMJ FINANCIAL GROUP
JMJ FINANCIAL GROUP received 1,096 applications in 2025 and made 856 mortgages, in 114 counties across 18 states. The median rate its borrowers got was 6.750% on a median loan of $505,000. Of 872 decisions, 16 were denials — 1.8%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300XRXBA38J60S618 |
|---|---|
| Applications received | 1,096 |
| Mortgages made | 856 |
| Denied | 16 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 224 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.35 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 615 | 6.625% | $495,000 | 0.7% |
| Refinancing | 101 | 6.625% | $705,000 | 4.7% |
| Cash-out refinancing | 140 | 7.500% | $370,000 | 4.8% |
Where JMJ FINANCIAL GROUP lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 195 | 6.750% | 0.5% |
| Ada County, ID | 110 | 6.500% | 0.0% |
| Orange County, CA | 109 | 6.750% | 0.0% |
| San Diego County, CA | 83 | 6.500% | 1.2% |
| Riverside County, CA | 82 | 6.875% | 3.5% |
| Canyon County, ID | 42 | 6.313% | 2.3% |
| San Bernardino County, CA | 33 | 6.750% | 8.3% |
| Mohave County, AZ | 25 | 6.750% | 0.0% |
| Amador County, CA | 11 | 6.250% | 0.0% |
| Sonoma County, CA | 11 | 8.125% | 0.0% |
| Clark County, NV | 11 | 6.750% | 0.0% |
| Ventura County, CA | 9 | Under 10 loans | 0.0% |
| El Dorado County, CA | 7 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 6 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 5 | Under 10 loans | 0.0% |
| Kern County, CA | 5 | Under 10 loans | 0.0% |
| Utah County, UT | 5 | Under 10 loans | 16.7% |
| Payette County, ID | 4 | Under 10 loans | 0.0% |
| Hennepin County, MN | 4 | Under 10 loans | 20.0% |
| San Francisco County, CA | 3 | Under 10 loans | 0.0% |
| Orange County, FL | 3 | Under 10 loans | 0.0% |
| Elmore County, ID | 3 | Under 10 loans | 0.0% |
| Gem County, ID | 3 | Under 10 loans | 25.0% |
| Salt Lake County, UT | 3 | Under 10 loans | 0.0% |
| Washington County, UT | 3 | Under 10 loans | 0.0% |
| Sacramento County, CA | 2 | Under 10 loans | 33.3% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Henry County, GA | 2 | Under 10 loans | 0.0% |
| Honolulu County, HI | 2 | Under 10 loans | 0.0% |
| Boise County, ID | 2 | Under 10 loans | 0.0% |
| Kootenai County, ID | 2 | Under 10 loans | 0.0% |
| Washington County, ID | 2 | Under 10 loans | 0.0% |
| Washoe County, NV | 2 | Under 10 loans | 0.0% |
| Multnomah County, OR | 2 | Under 10 loans | 0.0% |
| Knox County, TN | 2 | Under 10 loans | 0.0% |
| Williamson County, TN | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Travis County, TX | 2 | Under 10 loans | 0.0% |
| Snohomish County, WA | 2 | Under 10 loans | 0.0% |
| Gila County, AZ | 1 | Under 10 loans | 0.0% |
| Calaveras County, CA | 1 | Under 10 loans | 0.0% |
| Fresno County, CA | 1 | Under 10 loans | 0.0% |
| Marin County, CA | 1 | Under 10 loans | 0.0% |
| San Benito County, CA | 1 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 1 | Under 10 loans | 0.0% |
| San Mateo County, CA | 1 | Under 10 loans | 0.0% |
| Santa Barbara County, CA | 1 | Under 10 loans | 0.0% |
| Santa Cruz County, CA | 1 | Under 10 loans | 0.0% |
| Shasta County, CA | 1 | Under 10 loans | 0.0% |
| Siskiyou County, CA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.