ASCENT
ASCENT received 141 applications in 2025 and made 82 mortgages, in 11 counties across 4 states. The median rate its borrowers got was 6.875% on a median loan of $105,000. Of 100 decisions, 18 were denials — 18.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 9845007E2D0BDH6C8955 |
|---|---|
| Applications received | 141 |
| Mortgages made | 82 |
| Denied | 18 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 41 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.35 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 13 | 6.950% | $95,000 | 18.8% |
| Other purposes | 56 | 6.490% | $105,000 | 16.4% |
Where ASCENT lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Weber County, UT | 52 | 6.950% | 18.8% |
| Davis County, UT | 18 | 6.490% | 5.3% |
| Box Elder County, UT | 5 | Under 10 loans | 28.6% |
| Salt Lake County, UT | 3 | Under 10 loans | 0.0% |
| Ada County, ID | 2 | Under 10 loans | 0.0% |
| Emery County, UT | 1 | Under 10 loans | 0.0% |
| Washington County, UT | 1 | Under 10 loans | 0.0% |
| Bay County, FL | 0 | Under 10 loans | 100.0% |
| Sevier County, UT | 0 | Under 10 loans | Not published |
| Summit County, UT | 0 | Under 10 loans | 100.0% |
| Lincoln County, WY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When ASCENT’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.