Mortgage Lender Index

Mortgage lenders in Sevier County

641 mortgages were made in Sevier County, Utah, in 2025, by 106 lenders. The median rate their borrowers got was 6.625% on a median loan of $215,000. Of 869 decisions, 196 were denials — 22.6%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Mountain America Federal Credit Union 144 7.495% $90,000 39.3%
UNITED SHORE FINANCIAL SERVICES, LLC 133 6.374% $295,000 9.4%
INTERCAP LENDING INC. 62 6.500% $230,000 0.0%
State Bank of Southern Utah 37 7.500% $105,000 17.0%
Rocket Mortgage, LLC 36 6.500% $250,000 16.3%
AMERICA FIRST Federal Credit Union 22 7.740% $75,000 14.8%
Zions Bancorporation, N.A. 20 6.490% $130,000 29.0%
SECURITYNATIONAL MORTGAGE COMPANY 11 6.990% $335,000 8.3%
SUN AMERICAN MORTGAGE COMPANY 9 Under 10 loans Under 10 loans 10.0%
GUILD MORTGAGE COMPANY 9 Under 10 loans Under 10 loans 18.2%
PENNYMAC LOAN SERVICES, LLC 8 Under 10 loans Under 10 loans 27.3%
FIGURE LENDING LLC 7 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 25.0%
NATIONSTAR MORTGAGE LLC 6 Under 10 loans Under 10 loans 25.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 6 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 14.3%
Plains Commerce Bank 5 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 5 Under 10 loans Under 10 loans 16.7%
FIRST COLONY MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
CYPRUS Federal Credit Union 4 Under 10 loans Under 10 loans 33.3%
CANOPY MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 76.9%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 50.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 40.0%
The Federal Savings Bank 3 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 2 Under 10 loans Under 10 loans 25.0%
GOLDENWEST 2 Under 10 loans Under 10 loans 33.3%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 60.0%
Deseret First Credit Union 2 Under 10 loans Under 10 loans 33.3%
Paramount Residential Mortgage Group, Inc. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 2 Under 10 loans Under 10 loans 0.0%
UTAH COMMUNITY FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 2 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 50.0%
Coastal Community Bank 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
Discover Bank 1 Under 10 loans Under 10 loans 66.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
RANLIFE, INC. 1 Under 10 loans Under 10 loans 0.0%
Glacier Bank 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
SmartFi Home Loans, LLC 1 Under 10 loans Under 10 loans 0.0%
ENCOMPASS LENDING GROUP, LP 1 Under 10 loans Under 10 loans 0.0%
Strong Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
INFINITY EQUITY GROUP, LLC. 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
ARBOR REALTY TRUST, INC. 1 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
BELEM SERVICING LLC 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Utah Power Federally Insured State-Chartered Credit Union 1 Under 10 loans Under 10 loans 0.0%
VERITAS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
DIRECT MORTGAGE, CORP. 1 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
KeyBank National Association 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
AgWest Farm Credit, FLCA 0 Under 10 loans Under 10 loans Not published
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans Not published
Tyndall Federal Credit Union 0 Under 10 loans Under 10 loans Not published
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans Not published
SECURITY SERVICE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
Cache Valley Bank 0 Under 10 loans Under 10 loans Not published
Jordan Federal Credit Union 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
CHARTWAY FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
549300PWMS2701UFP528 0 Under 10 loans Under 10 loans Not published
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
FINANCE OF AMERICA REVERSE LLC 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Ixonia Bank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
ASCENT 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Sevier County

6 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Zions Bancorporation, N.A. 2$203.4 million
Utah Independent Bank 2$52.9 million
State Bank of Southern Utah 1$130.0 million
Wells Fargo Bank, National Association 1$41.4 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.