GOLDENWEST
GOLDENWEST received 5,179 applications in 2025 and made 3,215 mortgages, in 64 counties across 16 states. The median rate its borrowers got was 7.500% on a median loan of $155,000. Of 4,815 decisions, 928 were denials — 19.3%, most often for debt-to-income ratio. 482 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300BDHZAV4ZQHQV19 |
|---|---|
| Applications received | 5,179 |
| Mortgages made | 3,215 |
| Denied | 928 |
| Approved, not taken up | 672 |
| Withdrawn or incomplete | 364 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.24 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 374 | 6.375% | $385,000 | 11.7% |
| Refinancing | 236 | 6.433% | $295,000 | 12.0% |
| Cash-out refinancing | 846 | 7.500% | $195,000 | 19.3% |
| Other purposes | 1,759 | 7.500% | $105,000 | 22.6% |
Where GOLDENWEST lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Weber County, UT | 847 | 7.500% | 16.2% |
| Davis County, UT | 594 | 7.500% | 14.7% |
| Cache County, UT | 407 | 7.500% | 14.2% |
| Salt Lake County, UT | 388 | 7.500% | 23.1% |
| Utah County, UT | 242 | 7.500% | 21.6% |
| Washington County, UT | 214 | 7.500% | 21.6% |
| Box Elder County, UT | 124 | 7.500% | 14.6% |
| Morgan County, UT | 101 | 7.500% | 6.4% |
| Ada County, ID | 34 | 7.500% | 29.6% |
| Bonneville County, ID | 33 | 7.500% | 23.6% |
| Summit County, UT | 26 | 7.500% | 27.9% |
| Franklin County, ID | 25 | 7.500% | 31.0% |
| Madison County, ID | 20 | 7.250% | 6.9% |
| Iron County, UT | 15 | 7.500% | 11.1% |
| Tooele County, UT | 15 | 7.500% | 30.8% |
| Wasatch County, UT | 13 | 7.500% | 30.4% |
| Rich County, UT | 12 | 7.250% | 11.8% |
| Fremont County, ID | 11 | 7.500% | 7.7% |
| Jefferson County, ID | 11 | 7.500% | 18.8% |
| Bannock County, ID | 10 | 6.813% | 9.1% |
| Kootenai County, ID | 9 | Under 10 loans | 23.1% |
| Canyon County, ID | 8 | Under 10 loans | 30.8% |
| Oneida County, ID | 6 | Under 10 loans | 30.0% |
| Bingham County, ID | 3 | Under 10 loans | 16.7% |
| Caribou County, ID | 3 | Under 10 loans | 0.0% |
| Twin Falls County, ID | 3 | Under 10 loans | 20.0% |
| Clark County, NV | 3 | Under 10 loans | 25.0% |
| Carbon County, UT | 3 | Under 10 loans | 40.0% |
| Sanpete County, UT | 3 | Under 10 loans | 0.0% |
| Uintah County, UT | 3 | Under 10 loans | 0.0% |
| Bear Lake County, ID | 2 | Under 10 loans | 0.0% |
| Boise County, ID | 2 | Under 10 loans | 0.0% |
| Bonner County, ID | 2 | Under 10 loans | 0.0% |
| Teton County, ID | 2 | Under 10 loans | 33.3% |
| Juab County, UT | 2 | Under 10 loans | 66.7% |
| Sevier County, UT | 2 | Under 10 loans | 33.3% |
| Marshall County, AL | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Elmore County, ID | 1 | Under 10 loans | 0.0% |
| Payette County, ID | 1 | Under 10 loans | 50.0% |
| Shoshone County, ID | 1 | Under 10 loans | 50.0% |
| Valley County, ID | 1 | Under 10 loans | 0.0% |
| Washington County, ID | 1 | Under 10 loans | 0.0% |
| Missoula County, MT | 1 | Under 10 loans | 50.0% |
| Otero County, NM | 1 | Under 10 loans | 0.0% |
| Lincoln County, OR | 1 | Under 10 loans | 0.0% |
| Duchesne County, UT | 1 | Under 10 loans | 0.0% |
| Millard County, UT | 1 | Under 10 loans | 0.0% |
| Stevens County, WA | 1 | Under 10 loans | 0.0% |
| Sweetwater County, WY | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.