BEEHIVE
BEEHIVE received 618 applications in 2025 and made 368 mortgages, in 38 counties across 11 states. The median rate its borrowers got was 7.250% on a median loan of $155,000. Of 467 decisions, 95 were denials — 20.3%, most often for credit application incomplete. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300ZUF2EI6H23YK94 |
|---|---|
| Applications received | 618 |
| Mortgages made | 368 |
| Denied | 95 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 151 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.064 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 55 | 6.125% | $305,000 | 33.3% |
| Refinancing | 10 | 5.995% | $305,000 | 16.7% |
| Cash-out refinancing | 39 | 6.875% | $155,000 | 21.6% |
| Other purposes | 264 | 7.250% | $105,000 | 16.7% |
Where BEEHIVE lends most
The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Madison County, ID | 122 | 7.250% | 19.1% |
| Bonneville County, ID | 84 | 7.250% | 20.0% |
| Jefferson County, ID | 70 | 7.250% | 20.2% |
| Fremont County, ID | 41 | 7.250% | 16.0% |
| Bingham County, ID | 13 | 7.250% | 18.8% |
| Ada County, ID | 9 | Under 10 loans | 25.0% |
| Teton County, ID | 7 | Under 10 loans | 41.7% |
| Bannock County, ID | 3 | Under 10 loans | 0.0% |
| Washington County, UT | 3 | Under 10 loans | 0.0% |
| Canyon County, ID | 2 | Under 10 loans | 25.0% |
| Clark County, NV | 2 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 2 | Under 10 loans | 0.0% |
| Weber County, UT | 2 | Under 10 loans | 0.0% |
| Blaine County, ID | 1 | Under 10 loans | 0.0% |
| Gem County, ID | 1 | Under 10 loans | 0.0% |
| Jerome County, ID | 1 | Under 10 loans | 0.0% |
| Payette County, ID | 1 | Under 10 loans | 0.0% |
| Charleston County, SC | 1 | Under 10 loans | 0.0% |
| Box Elder County, UT | 1 | Under 10 loans | 0.0% |
| Pierce County, WA | 1 | Under 10 loans | 0.0% |
| Lincoln County, WY | 1 | Under 10 loans | 66.7% |
| Benton County, AR | 0 | Under 10 loans | 100.0% |
| Bear Lake County, ID | 0 | Under 10 loans | 100.0% |
| Butte County, ID | 0 | Under 10 loans | Not published |
| Caribou County, ID | 0 | Under 10 loans | Not published |
| Cassia County, ID | 0 | Under 10 loans | Not published |
| Gooding County, ID | 0 | Under 10 loans | Not published |
| Idaho County, ID | 0 | Under 10 loans | Not published |
| Minidoka County, ID | 0 | Under 10 loans | Not published |
| Twin Falls County, ID | 0 | Under 10 loans | 100.0% |
| Oakland County, MI | 0 | Under 10 loans | 100.0% |
| Jackson County, MO | 0 | Under 10 loans | 100.0% |
| Tioga County, NY | 0 | Under 10 loans | Not published |
| Lexington County, SC | 0 | Under 10 loans | Not published |
| Williamson County, TN | 0 | Under 10 loans | Not published |
| Iron County, UT | 0 | Under 10 loans | Not published |
| Utah County, UT | 0 | Under 10 loans | Not published |
| Uinta County, WY | 0 | Under 10 loans | Not published |
Get told when this changes
When BEEHIVE’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.