Mortgage Lender Index

Mortgage lenders in Minidoka County

605 mortgages were made in Minidoka County, Idaho, in 2025, by 112 lenders. The median rate their borrowers got was 6.750% on a median loan of $205,000. Of 827 decisions, 180 were denials — 21.8%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
IDAHO CENTRAL CREDIT UNION 130 7.000% $200,000 23.2%
First Federal Savings Bank of Twin Falls 83 7.250% $145,000 24.1%
PREMIER MORTGAGE RESOURCES, L.L.C. 50 6.563% $225,000 0.0%
D. L. EVANS BANK 46 Not published $105,000 19.3%
NFM, INC. 43 6.250% $285,000 4.4%
Rocket Mortgage, LLC 30 6.500% $140,000 22.5%
UNITED SHORE FINANCIAL SERVICES, LLC 29 6.125% $285,000 12.1%
CORNERSTONE CAPITAL BANK, SSB 26 6.438% $250,000 0.0%
PLANET HOME LENDING, LLC 16 6.500% $250,000 15.8%
Connections Credit Union 14 8.375% $80,000 0.0%
U.S. Bank National Association 7 Under 10 loans Under 10 loans 41.7%
Loandepot.Com, LLC 7 Under 10 loans Under 10 loans 46.2%
Mountain America Federal Credit Union 5 Under 10 loans Under 10 loans 16.7%
KeyBank National Association 5 Under 10 loans Under 10 loans 28.6%
AMERICAN PACIFIC MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 28.6%
GUILD MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 28.6%
AMERICA FIRST Federal Credit Union 4 Under 10 loans Under 10 loans 37.5%
FIRST COLONY MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 3 Under 10 loans Under 10 loans 25.0%
GUARANTEED RATE, INC. 3 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
The Bank of Commerce 3 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 77.8%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 71.4%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 60.0%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 20.0%
WESTMARK Credit Union 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 2 Under 10 loans Under 10 loans 50.0%
Zions Bancorporation, N.A. 2 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
Synergy One Lending, Inc. 2 Under 10 loans Under 10 loans 0.0%
FARMERS BANK 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 2 Under 10 loans Under 10 loans 0.0%
CASTLE & COOKE MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
GARDNER FINANCIAL SERVICES, LTD. 2 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 50.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 83.3%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 50.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 50.0%
Morgan Stanley Private Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
RANLIFE, INC. 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
Unitus Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
Potlatch No. 1 Financial Credit Union 1 Under 10 loans Under 10 loans 0.0%
First National Bank of America 1 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
SECURITY HOME MORTGAGE, LLC. 1 Under 10 loans Under 10 loans 0.0%
JMAC LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Cache Valley Bank 1 Under 10 loans Under 10 loans 0.0%
Glacier Bank 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Boeing Employees Credit Union 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
PIONEER FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FIRST TECHNOLOGY FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
EAST IDAHO Credit Union 1 Under 10 loans Under 10 loans 0.0%
Financial Funding Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
GOLDENWEST 0 Under 10 loans Under 10 loans 80.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
Armed Forces Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
NuVision Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
LOOKOUT FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
Ixonia Bank 0 Under 10 loans Under 10 loans Not published
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans Not published
BEEHIVE 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
LUXURY MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
ARC HOME LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
BELLCO CREDIT UNION 0 Under 10 loans Under 10 loans Not published
TEACHERS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Minidoka County

4 FDIC-insured branches from 3 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
D. L. Evans Bank 2$202.2 million
First Federal Savings Bank of Twin Falls 1$90.4 million
Wells Fargo Bank, National Association 1$39.0 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.