The Bank of Commerce
The Bank of Commerce received 158 applications in 2025 and made 115 mortgages, in 28 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $345,000. Of 121 decisions, 5 were denials — 4.1%.
| Legal Entity Identifier | 549300ZYK1Z0EK2JC967 |
|---|---|
| Applications received | 158 |
| Mortgages made | 115 |
| Denied | 5 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 37 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Bank of Commerce, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 80 | Not published | $360,000 | 0.0% |
| Refinancing | 14 | Not published | $325,000 | 6.7% |
| Cash-out refinancing | 21 | Not published | $265,000 | 15.4% |
Where The Bank of Commerce lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bonneville County, ID | 32 | Not published | 0.0% |
| Jefferson County, ID | 16 | Not published | 5.9% |
| Bannock County, ID | 9 | Under 10 loans | 10.0% |
| Fremont County, ID | 8 | Under 10 loans | 11.1% |
| Bingham County, ID | 7 | Under 10 loans | 0.0% |
| Teton County, ID | 7 | Under 10 loans | 0.0% |
| Beaverhead County, MT | 6 | Under 10 loans | 0.0% |
| Madison County, ID | 4 | Under 10 loans | 33.3% |
| Power County, ID | 4 | Under 10 loans | 0.0% |
| Madison County, MT | 4 | Under 10 loans | 0.0% |
| Minidoka County, ID | 3 | Under 10 loans | 0.0% |
| Lemhi County, ID | 2 | Under 10 loans | 0.0% |
| Silver Bow County, MT | 2 | Under 10 loans | 0.0% |
| Bear Lake County, ID | 1 | Under 10 loans | 0.0% |
| Canyon County, ID | 1 | Under 10 loans | 0.0% |
| Caribou County, ID | 1 | Under 10 loans | 0.0% |
| Cassia County, ID | 1 | Under 10 loans | 0.0% |
| Custer County, ID | 1 | Under 10 loans | 0.0% |
| Franklin County, ID | 1 | Under 10 loans | 0.0% |
| Missoula County, MT | 1 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 1 | Under 10 loans | 0.0% |
| Utah County, UT | 1 | Under 10 loans | 0.0% |
| Johnson County, WY | 1 | Under 10 loans | 0.0% |
| Lincoln County, WY | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | Not published |
| Clark County, ID | 0 | Under 10 loans | Not published |
| Jefferson County, MT | 0 | Under 10 loans | Not published |
| Ravalli County, MT | 0 | Under 10 loans | Not published |
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When The Bank of Commerce’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.