Mortgage Lender Index

Mortgage lenders in Custer County

90 mortgages were made in Custer County, Idaho, in 2025, by 70 lenders. The median rate their borrowers got was 6.750% on a median loan of $225,000. Of 133 decisions, 38 were denials — 28.6%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Cornerstone First Mortgage, Inc 9 Under 10 loans Under 10 loans 10.0%
Rocket Mortgage, LLC 8 Under 10 loans Under 10 loans 25.0%
IDAHO CENTRAL CREDIT UNION 7 Under 10 loans Under 10 loans 23.1%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 28.6%
U.S. Bank National Association 4 Under 10 loans Under 10 loans 66.7%
Waterstone Mortgage Corporation 4 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 40.0%
NATIONSTAR MORTGAGE LLC 3 Under 10 loans Under 10 loans 0.0%
EAST IDAHO Credit Union 2 Under 10 loans Under 10 loans 40.0%
Mountain America Federal Credit Union 2 Under 10 loans Under 10 loans 33.3%
WESTMARK Credit Union 2 Under 10 loans Under 10 loans 33.3%
Glacier Bank 2 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 0.0%
D. L. EVANS BANK 2 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 0.0%
MORTGAGEONE, INC. 2 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Synergy One Lending, Inc. 1 Under 10 loans Under 10 loans 0.0%
RBC Bank, (Georgia) National Association 1 Under 10 loans Under 10 loans 0.0%
AMERICA FIRST Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 1 Under 10 loans Under 10 loans 50.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Rails West Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 1 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
BELEM SERVICING LLC 1 Under 10 loans Under 10 loans 0.0%
Valon Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
NATIONS DIRECT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Baxter Credit Union 1 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Financial Funding Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
The Bank of Commerce 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Raymond James Bank 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
LADERA LENDING, INC. 0 Under 10 loans Under 10 loans Not published
Coastal Community Bank 0 Under 10 loans Under 10 loans Not published
1st Security Bank of Washington 0 Under 10 loans Under 10 loans Not published
SUMMIT FUNDING, INC. 0 Under 10 loans Under 10 loans Not published
GOLDENWEST 0 Under 10 loans Under 10 loans Not published
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 0 Under 10 loans Under 10 loans Not published
Boeing Employees Credit Union 0 Under 10 loans Under 10 loans Not published
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans 100.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Custer County

1 FDIC-insured branches from 1 bank, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Ireland Bank 1$24.0 million

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When the next year’s lending figures are out for Custer County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.