Mortgage Lender Index

1st Security Bank of Washington

1st Security Bank of Washington received 2,203 applications in 2025 and made 1,591 mortgages, in 88 counties across 8 states. The median rate its borrowers got was 6.500% on a median loan of $405,000. Of 1,749 decisions, 127 were denials — 7.3%, most often for debt-to-income ratio.

Legal Entity Identifier5493003T5D4N1CM46J77
Applications received2,203
Mortgages made1,591
Denied127
Approved, not taken up31
Withdrawn or incomplete454
Loans bought from other lenders1
Median rate spread over the prime offer rate0.188 points
FDIC-insured bankYes: 1st Security Bank of Washington, 34 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,205 6.500%$425,000 4.0%
Refinancing123 6.125%$485,000 9.4%
Cash-out refinancing108 7.000%$265,000 8.9%
Other purposes155 7.750%$125,000 23.7%

Where 1st Security Bank of Washington lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
King County, WA 3126.500%2.8%
Benton County, WA 2466.188%6.0%
Pierce County, WA 1266.625%9.0%
Snohomish County, WA 1256.750%5.3%
Franklin County, WA 1196.125%4.0%
Kitsap County, WA 666.500%6.9%
Thurston County, WA 476.750%11.1%
Clark County, WA 466.500%4.2%
Grant County, WA 416.000%0.0%
Jefferson County, WA 397.000%9.1%
Kittitas County, WA 396.625%2.5%
Yakima County, WA 385.875%2.6%
Grays Harbor County, WA 366.875%14.0%
Clallam County, WA 307.750%18.4%
Umatilla County, OR 186.125%5.3%
Lincoln County, OR 167.438%29.2%
Maricopa County, AZ 156.875%6.3%
Lewis County, WA 147.188%10.5%
Mason County, WA 137.375%0.0%
Cowlitz County, WA 127.000%0.0%
Adams County, WA 115.625%0.0%
Klickitat County, WA 117.500%14.3%
Ada County, ID 106.688%16.7%
Clackamas County, OR 107.313%9.1%
Island County, WA 9Under 10 loans18.2%
Tillamook County, OR 8Under 10 loans37.5%
Whatcom County, WA 8Under 10 loans10.0%
Washington County, OR 7Under 10 loans0.0%
Spokane County, WA 7Under 10 loans0.0%
Canyon County, ID 6Under 10 loans0.0%
Multnomah County, OR 6Under 10 loans0.0%
Deschutes County, OR 5Under 10 loans0.0%
Skagit County, WA 5Under 10 loans16.7%
Payette County, ID 4Under 10 loans33.3%
Lane County, OR 4Under 10 loans20.0%
Linn County, OR 4Under 10 loans0.0%
Morrow County, OR 4Under 10 loans0.0%
Columbia County, WA 4Under 10 loans20.0%
Okanogan County, WA 4Under 10 loans0.0%
Pacific County, WA 4Under 10 loans20.0%
Walla Walla County, WA 4Under 10 loans0.0%
Pinal County, AZ 3Under 10 loans0.0%
San Diego County, CA 3Under 10 loans0.0%
Benton County, OR 3Under 10 loans0.0%
Chelan County, WA 3Under 10 loans0.0%
Skamania County, WA 3Under 10 loans0.0%
Orange County, CA 2Under 10 loans0.0%
Riverside County, CA 2Under 10 loans0.0%
Bonner County, ID 2Under 10 loans0.0%
Kootenai County, ID 2Under 10 loans33.3%

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When 1st Security Bank of Washington’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.