LOOKOUT FEDERAL CREDIT UNION
LOOKOUT FEDERAL CREDIT UNION received 43 applications in 2025 and made 28 mortgages, in 17 counties across 6 states. The median rate its borrowers got was 6.375% on a median loan of $235,000. Of 39 decisions, 7 were denials — 18.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300MPGZVO0YIGL418 |
|---|---|
| Applications received | 43 |
| Mortgages made | 28 |
| Denied | 7 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.317 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | 6.375% | $235,000 | 6.3% |
| Refinancing | 13 | 6.375% | $255,000 | 27.3% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where LOOKOUT FEDERAL CREDIT UNION lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bannock County, ID | 10 | 6.438% | 7.7% |
| Bonneville County, ID | 5 | Under 10 loans | 25.0% |
| Bingham County, ID | 3 | Under 10 loans | 0.0% |
| Cassia County, ID | 2 | Under 10 loans | 0.0% |
| Jefferson County, ID | 2 | Under 10 loans | 0.0% |
| Fremont County, ID | 1 | Under 10 loans | 0.0% |
| Macon County, IL | 1 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Clatsop County, OR | 1 | Under 10 loans | 0.0% |
| Polk County, OR | 1 | Under 10 loans | 0.0% |
| Aiken County, SC | 1 | Under 10 loans | 0.0% |
| Ada County, ID | 0 | Under 10 loans | 100.0% |
| Jerome County, ID | 0 | Under 10 loans | Not published |
| Minidoka County, ID | 0 | Under 10 loans | 100.0% |
| Power County, ID | 0 | Under 10 loans | 100.0% |
| Twin Falls County, ID | 0 | Under 10 loans | Not published |
| Chouteau County, MT | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.