SKYLINE NATIONAL BANK
SKYLINE NATIONAL BANK received 768 applications in 2025 and made 676 mortgages, in 57 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 718 decisions, 41 were denials — 5.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900R1UY5PAEIHXX38 |
|---|---|
| Applications received | 768 |
| Mortgages made | 676 |
| Denied | 41 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 50 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: SKYLINE NATIONAL BANK, 28 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 246 | Not published | $235,000 | 3.5% |
| Refinancing | 141 | Not published | $155,000 | 2.1% |
| Other purposes | 289 | Not published | $85,000 | 9.1% |
Where SKYLINE NATIONAL BANK lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Carroll County, VA | 86 | Not published | 4.4% |
| Grayson County, VA | 59 | Not published | 10.6% |
| Johnson County, TN | 49 | Not published | 5.8% |
| Watauga County, NC | 46 | Not published | 2.1% |
| Montgomery County, VA | 42 | Not published | 4.6% |
| Caldwell County, NC | 41 | Not published | 4.7% |
| Floyd County, VA | 40 | Not published | 2.4% |
| Ashe County, NC | 39 | Not published | 9.3% |
| Alleghany County, NC | 35 | Not published | 12.5% |
| Catawba County, NC | 22 | Not published | 0.0% |
| Davie County, NC | 19 | Not published | 9.5% |
| Wythe County, VA | 14 | Not published | 0.0% |
| Pulaski County, VA | 13 | Not published | 13.3% |
| Wilkes County, NC | 12 | Not published | 20.0% |
| Galax city, VA | 11 | Not published | 8.3% |
| Burke County, NC | 9 | Under 10 loans | 0.0% |
| Forsyth County, NC | 9 | Under 10 loans | 0.0% |
| Roanoke County, VA | 9 | Under 10 loans | 10.0% |
| Washington County, VA | 9 | Under 10 loans | 0.0% |
| Yadkin County, NC | 8 | Under 10 loans | 0.0% |
| Roanoke city, VA | 8 | Under 10 loans | 0.0% |
| Alexander County, NC | 7 | Under 10 loans | 0.0% |
| Patrick County, VA | 7 | Under 10 loans | 0.0% |
| Surry County, NC | 6 | Under 10 loans | 14.3% |
| Radford city, VA | 6 | Under 10 loans | 0.0% |
| Salem city, VA | 6 | Under 10 loans | 0.0% |
| Iredell County, NC | 5 | Under 10 loans | 0.0% |
| Lincoln County, NC | 4 | Under 10 loans | 0.0% |
| Bedford County, VA | 4 | Under 10 loans | 0.0% |
| Smyth County, VA | 4 | Under 10 loans | 0.0% |
| Avery County, NC | 3 | Under 10 loans | 0.0% |
| Gaston County, NC | 3 | Under 10 loans | 0.0% |
| Randolph County, NC | 3 | Under 10 loans | 0.0% |
| Franklin County, VA | 3 | Under 10 loans | 25.0% |
| Giles County, VA | 3 | Under 10 loans | 0.0% |
| Henry County, VA | 3 | Under 10 loans | 0.0% |
| Brunswick County, NC | 2 | Under 10 loans | 0.0% |
| Cabarrus County, NC | 2 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 2 | Under 10 loans | 0.0% |
| Orange County, NC | 2 | Under 10 loans | 0.0% |
| Rockingham County, NC | 2 | Under 10 loans | 0.0% |
| Rowan County, NC | 2 | Under 10 loans | 33.3% |
| Campbell County, VA | 2 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 2 | Under 10 loans | 0.0% |
| Raleigh County, WV | 2 | Under 10 loans | 0.0% |
| Davidson County, NC | 1 | Under 10 loans | 0.0% |
| Guilford County, NC | 1 | Under 10 loans | 0.0% |
| McDowell County, NC | 1 | Under 10 loans | 0.0% |
| Sullivan County, TN | 1 | Under 10 loans | 0.0% |
| Bland County, VA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.