Mortgage Lender Index

Mortgage lenders in Salem city

611 mortgages were made in Salem city, Virginia, in 2025, by 145 lenders. The median rate their borrowers got was 6.663% on a median loan of $185,000. Of 751 decisions, 111 were denials — 14.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 69 6.625% $245,000 0.0%
Rocket Mortgage, LLC 54 6.500% $190,000 12.3%
FREEDOM FIRST Federal Credit Union 48 6.438% $105,000 7.3%
Virginia Credit Union, Inc. 34 6.308% $65,000 22.7%
Atlantic Union Bank 33 7.500% $115,000 23.3%
Truist Bank 32 7.475% $105,000 10.5%
MOVEMENT MORTGAGE, LLC 23 6.875% $235,000 0.0%
Alcova Mortgage LLC 18 6.625% $250,000 0.0%
Pinnacle Bank 14 6.750% $150,000 22.7%
CNB Bank 13 6.500% $175,000 13.3%
UNITED SHORE FINANCIAL SERVICES, LLC 13 5.749% $225,000 18.8%
First-Citizens Bank & Trust Company 10 6.613% $130,000 21.4%
Integrity Home Mortgage Corporation 10 6.875% $270,000 0.0%
BLUE EAGLE CREDIT UNION 9 Under 10 loans Under 10 loans 18.2%
Mortgage Research Center, LLC 8 Under 10 loans Under 10 loans 33.3%
PENNYMAC LOAN SERVICES, LLC 7 Under 10 loans Under 10 loans 22.2%
Loandepot.Com, LLC 7 Under 10 loans Under 10 loans 33.3%
SWBC MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 7 Under 10 loans Under 10 loans 12.5%
Wells Fargo Bank, National Association 7 Under 10 loans Under 10 loans 0.0%
FIRST BANK 6 Under 10 loans Under 10 loans 0.0%
SKYLINE NATIONAL BANK 6 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 5 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 5 Under 10 loans Under 10 loans 0.0%
DELMAR FINANCIAL COMPANY 5 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 5 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 4 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 4 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 4 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 4 Under 10 loans Under 10 loans 33.3%
First Reliance Bank 4 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
FIRST BANCORP, INC. 4 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 60.0%
Bank of America, National Association 3 Under 10 loans Under 10 loans 40.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 3 Under 10 loans Under 10 loans 25.0%
AMERICAN FINANCIAL NETWORK, INC. 3 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 3 Under 10 loans Under 10 loans 25.0%
FIGURE LENDING LLC 3 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 3 Under 10 loans Under 10 loans 25.0%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 3 Under 10 loans Under 10 loans 0.0%
NATION ONE MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
NATIONAL BANKSHARES, INC. 3 Under 10 loans Under 10 loans 0.0%
MERCHANTS MORTGAGE & TRUST CORPORATION, LLC 3 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 2 Under 10 loans Under 10 loans 66.7%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 60.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 2 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 2 Under 10 loans Under 10 loans 33.3%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 33.3%
Beacon Credit Union, Incorporated 2 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 2 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 33.3%
Discover Bank 1 Under 10 loans Under 10 loans 66.7%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 66.7%
NETWORK CAPITAL FUNDING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
First National Bank of America 1 Under 10 loans Under 10 loans 50.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 50.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 50.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Third Federal Savings and Loan Association of Cleveland 1 Under 10 loans Under 10 loans 50.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
HomeTrust Bank 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
Carter Bank & Trust 1 Under 10 loans Under 10 loans 50.0%
CAPITAL CENTER, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
Logan Finance Corporation 1 Under 10 loans Under 10 loans 0.0%
American Partners Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
LIMA ONE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
FlexPoint, Inc. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
C & F Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
NMSI, INC. 1 Under 10 loans Under 10 loans 0.0%
EASTMAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 Under 10 loans Under 10 loans 0.0%
First Heritage Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
EQUITY RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
LUMENT REAL ESTATE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
LIBRARY OF CONGRESS 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMESTEAD FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Bank of Botetourt 1 Under 10 loans Under 10 loans 0.0%
Truliant Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Core Bank 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 0.0%
STATE EMPLOYEES' 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
2549005FUF02T1IFCA22 0 Under 10 loans Under 10 loans 100.0%
Connexus Credit Union 0 Under 10 loans Under 10 loans 100.0%
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
Farm Credit of the Virginias, ACA 0 Under 10 loans Under 10 loans Not published
Griffin Funding, Inc. 0 Under 10 loans Under 10 loans Not published
TOWER Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Plains Commerce Bank 0 Under 10 loans Under 10 loans Not published
Bethpage Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Farmers Bank & Trust 0 Under 10 loans Under 10 loans Not published
Mid-Continent Funding, Inc. 0 Under 10 loans Under 10 loans 100.0%
Citizens and Farmers Bank 0 Under 10 loans Under 10 loans 100.0%
Hometown Equity Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
FOUNDATION MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans Not published
CHAMPIONS FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
First National Bank of Pennsylvania 0 Under 10 loans Under 10 loans Not published
First Federal Bank 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Salem city

10 FDIC-insured branches from 9 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Truist Bank 2$358.3 million
Wells Fargo Bank, National Association 1$233.6 million
Atlantic Union Bank 1$214.1 million
CNB Bank 1$81.9 million
First-Citizens Bank & Trust Company 1$69.4 million
Bank of Botetourt 1$45.1 million
Pinnacle Bank 1$44.0 million
Carter Bank & Trust 1$22.2 million
Woodforest National Bank 1$3.1 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Salem city, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.