Bank of Botetourt
Bank of Botetourt received 206 applications in 2025 and made 177 mortgages, in 17 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $315,000. Of 186 decisions, 8 were denials — 4.3%.
| Legal Entity Identifier | 549300VBSEU7L0HIUP28 |
|---|---|
| Applications received | 206 |
| Mortgages made | 177 |
| Denied | 8 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 20 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Botetourt, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 123 | Not published | $365,000 | 2.4% |
| Refinancing | 16 | Not published | $275,000 | 20.0% |
| Cash-out refinancing | 16 | Not published | $150,000 | 0.0% |
| Other purposes | 22 | Not published | $75,000 | 4.4% |
Where Bank of Botetourt lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Botetourt County, VA | 46 | Not published | 2.1% |
| Franklin County, VA | 34 | Not published | 0.0% |
| Roanoke city, VA | 33 | Not published | 2.9% |
| Roanoke County, VA | 18 | Not published | 5.3% |
| Bedford County, VA | 16 | Not published | 5.9% |
| Rockbridge County, VA | 12 | Not published | 20.0% |
| Alleghany County, VA | 3 | Under 10 loans | 0.0% |
| Henry County, VA | 2 | Under 10 loans | 0.0% |
| Montgomery County, VA | 2 | Under 10 loans | 0.0% |
| Buena Vista city, VA | 2 | Under 10 loans | 0.0% |
| Covington city, VA | 2 | Under 10 loans | 0.0% |
| Lexington city, VA | 2 | Under 10 loans | 0.0% |
| Warren County, NC | 1 | Under 10 loans | 0.0% |
| Floyd County, VA | 1 | Under 10 loans | 0.0% |
| Pittsylvania County, VA | 1 | Under 10 loans | 50.0% |
| Pulaski County, VA | 1 | Under 10 loans | 0.0% |
| Salem city, VA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.