Mortgage Lender Index

LIBRARY OF CONGRESS

LIBRARY OF CONGRESS received 113 applications in 2025 and made 87 mortgages, in 30 counties across 8 states. The median rate its borrowers got was 3.500% on a median loan of $105,000. Of 107 decisions, 0 were denials — 0.0%. 2 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300P1ORVTMT2T7756
Applications received113
Mortgages made87
Denied0
Approved, not taken up20
Withdrawn or incomplete6
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase9 Under 10 loansUnder 10 loans 0.0%
Refinancing5 Under 10 loansUnder 10 loans 0.0%
Other purposes73 3.500%$95,000 0.0%

Where LIBRARY OF CONGRESS lends most

The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
District of Columbia, DC 163.500%0.0%
Prince George's County, MD 153.500%0.0%
Montgomery County, MD 123.500%0.0%
Anne Arundel County, MD 6Under 10 loans0.0%
Charles County, MD 6Under 10 loans0.0%
Fairfax County, VA 3Under 10 loans0.0%
Alexandria city, VA 3Under 10 loans0.0%
Baltimore County, MD 2Under 10 loans0.0%
Baltimore city, MD 2Under 10 loans0.0%
Orange County, VA 2Under 10 loans0.0%
Spotsylvania County, VA 2Under 10 loans0.0%
Cook County, IL 1Under 10 loans0.0%
Calvert County, MD 1Under 10 loans0.0%
Carroll County, MD 1Under 10 loans0.0%
Frederick County, MD 1Under 10 loans0.0%
Washington County, MD 1Under 10 loans0.0%
Oakland County, MI 1Under 10 loans0.0%
Essex County, NJ 1Under 10 loans0.0%
Cumberland County, PA 1Under 10 loans0.0%
Newton County, TX 1Under 10 loans0.0%
Albemarle County, VA 1Under 10 loans0.0%
Arlington County, VA 1Under 10 loans0.0%
Culpeper County, VA 1Under 10 loans0.0%
Fluvanna County, VA 1Under 10 loans0.0%
Hanover County, VA 1Under 10 loans0.0%
King George County, VA 1Under 10 loans0.0%
Prince William County, VA 1Under 10 loans0.0%
Stafford County, VA 1Under 10 loans0.0%
Salem city, VA 1Under 10 loans0.0%
Bergen County, NJ 0Under 10 loans0.0%

Get told when this changes

When LIBRARY OF CONGRESS’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.