SHELTER HOME MORTGAGE, LLC
SHELTER HOME MORTGAGE, LLC received 515 applications in 2025 and made 323 mortgages, in 60 counties across 5 states. The median rate its borrowers got was 6.625% on a median loan of $335,000. Of 351 decisions, 26 were denials — 7.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493005WWQ2221ORBN75 |
|---|---|
| Applications received | 515 |
| Mortgages made | 323 |
| Denied | 26 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 164 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.337 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 262 | 6.625% | $340,000 | 3.7% |
| Refinancing | 21 | 6.250% | $425,000 | 8.7% |
| Cash-out refinancing | 40 | 7.250% | $255,000 | 25.5% |
Where SHELTER HOME MORTGAGE, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| DeKalb County, GA | 122 | 6.625% | 7.6% |
| Fulton County, GA | 66 | 6.625% | 7.0% |
| Cobb County, GA | 31 | 6.625% | 5.9% |
| Gwinnett County, GA | 23 | 6.625% | 11.5% |
| Cherokee County, GA | 7 | Under 10 loans | 0.0% |
| Douglas County, GA | 7 | Under 10 loans | 0.0% |
| Barrow County, GA | 4 | Under 10 loans | 20.0% |
| Forsyth County, GA | 4 | Under 10 loans | 0.0% |
| Newton County, GA | 4 | Under 10 loans | 0.0% |
| Carroll County, GA | 3 | Under 10 loans | 0.0% |
| Hall County, GA | 3 | Under 10 loans | 0.0% |
| Paulding County, GA | 3 | Under 10 loans | 0.0% |
| Bibb County, GA | 2 | Under 10 loans | 0.0% |
| Clarke County, GA | 2 | Under 10 loans | 0.0% |
| Clayton County, GA | 2 | Under 10 loans | 0.0% |
| Haralson County, GA | 2 | Under 10 loans | 0.0% |
| Jackson County, GA | 2 | Under 10 loans | 0.0% |
| Pickens County, GA | 2 | Under 10 loans | 0.0% |
| Rockdale County, GA | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Tuscaloosa County, AL | 1 | Under 10 loans | 0.0% |
| Alachua County, FL | 1 | Under 10 loans | 0.0% |
| Clay County, FL | 1 | Under 10 loans | 0.0% |
| Flagler County, FL | 1 | Under 10 loans | 0.0% |
| Nassau County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Baldwin County, GA | 1 | Under 10 loans | 0.0% |
| Butts County, GA | 1 | Under 10 loans | 0.0% |
| Chatham County, GA | 1 | Under 10 loans | 0.0% |
| Dawson County, GA | 1 | Under 10 loans | 0.0% |
| Fannin County, GA | 1 | Under 10 loans | 0.0% |
| Fayette County, GA | 1 | Under 10 loans | 0.0% |
| Gordon County, GA | 1 | Under 10 loans | 0.0% |
| Henry County, GA | 1 | Under 10 loans | 50.0% |
| Houston County, GA | 1 | Under 10 loans | 0.0% |
| Lee County, GA | 1 | Under 10 loans | 0.0% |
| Madison County, GA | 1 | Under 10 loans | 0.0% |
| Morgan County, GA | 1 | Under 10 loans | 50.0% |
| Oconee County, GA | 1 | Under 10 loans | 0.0% |
| Putnam County, GA | 1 | Under 10 loans | 0.0% |
| Spalding County, GA | 1 | Under 10 loans | 0.0% |
| Troup County, GA | 1 | Under 10 loans | 0.0% |
| Union County, GA | 1 | Under 10 loans | 0.0% |
| Walton County, GA | 1 | Under 10 loans | 0.0% |
| Greenville County, SC | 1 | Under 10 loans | 0.0% |
| Lancaster County, SC | 1 | Under 10 loans | 0.0% |
| Oconee County, SC | 1 | Under 10 loans | 0.0% |
| Lincoln County, TN | 1 | Under 10 loans | 0.0% |
| Polk County, TN | 1 | Under 10 loans | 0.0% |
Get told when this changes
When SHELTER HOME MORTGAGE, LLC’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.