Orchard Mortgage, LLC
Orchard Mortgage, LLC received 535 applications in 2025 and made 289 mortgages, in 132 counties across 26 states. The median rate its borrowers got was 6.625% on a median loan of $315,000. Of 311 decisions, 22 were denials — 7.1%, most often for debt-to-income ratio. 18 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300SQRR7T3EUSDD87 |
|---|---|
| Applications received | 535 |
| Mortgages made | 289 |
| Denied | 22 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 224 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.169 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 256 | 6.750% | $320,000 | 7.6% |
| Refinancing | 30 | 6.490% | $345,000 | 3.2% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where Orchard Mortgage, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 23 | 6.990% | 11.5% |
| Collin County, TX | 17 | 6.625% | 5.6% |
| Bexar County, TX | 16 | 6.375% | 11.1% |
| Tarrant County, TX | 14 | 6.933% | 0.0% |
| Denton County, TX | 13 | 7.125% | 0.0% |
| Arapahoe County, CO | 12 | 6.750% | 0.0% |
| Williamson County, TX | 10 | 6.750% | 0.0% |
| Travis County, TX | 8 | Under 10 loans | 11.1% |
| Jefferson County, CO | 7 | Under 10 loans | 22.2% |
| Dallas County, TX | 7 | Under 10 loans | 30.0% |
| Johnson County, TX | 7 | Under 10 loans | 12.5% |
| Adams County, CO | 6 | Under 10 loans | 0.0% |
| Cobb County, GA | 6 | Under 10 loans | 0.0% |
| Montgomery County, TX | 6 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 5 | Under 10 loans | 0.0% |
| Douglas County, CO | 5 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 5 | Under 10 loans | 0.0% |
| Ellis County, TX | 5 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 5 | Under 10 loans | 0.0% |
| Guadalupe County, TX | 5 | Under 10 loans | 0.0% |
| Hays County, TX | 4 | Under 10 loans | 0.0% |
| Parker County, TX | 4 | Under 10 loans | 0.0% |
| Rockwall County, TX | 4 | Under 10 loans | 0.0% |
| Boulder County, CO | 3 | Under 10 loans | 0.0% |
| San Diego County, CA | 2 | Under 10 loans | 0.0% |
| Broomfield County, CO | 2 | Under 10 loans | 0.0% |
| Weld County, CO | 2 | Under 10 loans | 0.0% |
| DeKalb County, GA | 2 | Under 10 loans | 0.0% |
| Fulton County, GA | 2 | Under 10 loans | 0.0% |
| Henry County, GA | 2 | Under 10 loans | 0.0% |
| Paulding County, GA | 2 | Under 10 loans | 0.0% |
| Rockdale County, GA | 2 | Under 10 loans | 0.0% |
| Olmsted County, MN | 2 | Under 10 loans | 0.0% |
| Cumberland County, TN | 2 | Under 10 loans | 0.0% |
| Brazoria County, TX | 2 | Under 10 loans | 0.0% |
| Galveston County, TX | 2 | Under 10 loans | 33.3% |
| Grayson County, TX | 2 | Under 10 loans | 0.0% |
| Kaufman County, TX | 2 | Under 10 loans | 0.0% |
| Smith County, TX | 2 | Under 10 loans | 0.0% |
| Madison County, AL | 1 | Under 10 loans | 0.0% |
| St. Clair County, AL | 1 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Saline County, AR | 1 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 50.0% |
| Larimer County, CO | 1 | Under 10 loans | 0.0% |
| Pueblo County, CO | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Orchard Mortgage, LLC’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.