Mortgage Lender Index

City National Bank of Florida

City National Bank of Florida received 1,808 applications in 2025 and made 1,198 mortgages, in 170 counties across 27 states. The median rate its borrowers got was 6.250% on a median loan of $335,000. Of 1,346 decisions, 144 were denials — 10.7%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity IdentifierGDN5JXQ4P5NZE28ZRC90
Applications received1,808
Mortgages made1,198
Denied144
Approved, not taken up4
Withdrawn or incomplete462
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.02 points
FDIC-insured bankYes: City National Bank of Florida, 30 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,024 6.250%$325,000 7.9%
Refinancing56 6.375%$505,000 26.3%
Cash-out refinancing78 6.375%$765,000 25.7%
Other purposes40 6.438%$405,000 18.4%

Where City National Bank of Florida lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Miami-Dade County, FL 2446.250%18.6%
Broward County, FL 1746.125%12.5%
Palm Beach County, FL 976.125%8.5%
Clarke County, GA 616.375%10.3%
Oconee County, GA 426.490%8.7%
Leon County, FL 336.250%10.8%
Baldwin County, AL 316.125%11.4%
Escambia County, FL 216.125%4.6%
Walton County, GA 206.375%4.8%
Santa Rosa County, FL 186.062%5.3%
Barrow County, GA 186.124%0.0%
Jackson County, GA 176.375%10.5%
Hillsborough County, FL 166.000%15.8%
Lee County, FL 166.500%5.9%
Orange County, FL 146.250%6.7%
Osceola County, FL 136.125%6.7%
Hart County, GA 135.990%0.0%
Indian River County, FL 126.500%7.7%
Lake County, FL 116.125%8.3%
Madison County, GA 116.250%0.0%
Polk County, FL 106.625%0.0%
Franklin County, GA 106.375%0.0%
Duval County, FL 9Under 10 loans0.0%
Monroe County, FL 9Under 10 loans18.2%
Collier County, FL 8Under 10 loans20.0%
St. Lucie County, FL 8Under 10 loans0.0%
Elbert County, GA 8Under 10 loans0.0%
Gwinnett County, GA 8Under 10 loans0.0%
Okaloosa County, FL 7Under 10 loans0.0%
Wakulla County, FL 7Under 10 loans0.0%
Oglethorpe County, GA 7Under 10 loans0.0%
Brevard County, FL 6Under 10 loans0.0%
Pasco County, FL 6Under 10 loans0.0%
St. Johns County, FL 6Under 10 loans0.0%
Fulton County, GA 6Under 10 loans25.0%
Morgan County, GA 6Under 10 loans0.0%
Nassau County, NY 6Under 10 loans0.0%
Suffolk County, NY 6Under 10 loans0.0%
Mobile County, AL 5Under 10 loans16.7%
Pitkin County, CO 5Under 10 loans0.0%
Martin County, FL 5Under 10 loans0.0%
Seminole County, FL 5Under 10 loans0.0%
DeKalb County, GA 5Under 10 loans0.0%
Coweta County, GA 4Under 10 loans0.0%
Greene County, GA 4Under 10 loans0.0%
Richmond County, GA 4Under 10 loans0.0%
Cuyahoga County, OH 4Under 10 loans0.0%
Summit County, OH 4Under 10 loans0.0%
Alachua County, FL 3Under 10 loans0.0%
Charlotte County, FL 3Under 10 loans0.0%

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When City National Bank of Florida’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.