ROBINS FINANCIAL
ROBINS FINANCIAL received 2,405 applications in 2025 and made 1,562 mortgages, in 99 counties across 6 states. The median rate its borrowers got was 6.125% on a median loan of $95,000. Of 2,336 decisions, 646 were denials — 27.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300AUL77A8UKADB04 |
|---|---|
| Applications received | 2,405 |
| Mortgages made | 1,562 |
| Denied | 646 |
| Approved, not taken up | 128 |
| Withdrawn or incomplete | 69 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.153 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 353 | 6.125% | $215,000 | 3.6% |
| Refinancing | 60 | 5.875% | $170,000 | 12.9% |
| Cash-out refinancing | 99 | 5.875% | $155,000 | 10.6% |
| Other purposes | 1,050 | 6.500% | $65,000 | 34.7% |
Where ROBINS FINANCIAL lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Houston County, GA | 591 | 6.125% | 22.0% |
| Bibb County, GA | 254 | 6.250% | 31.1% |
| Jones County, GA | 88 | 6.188% | 23.4% |
| Peach County, GA | 71 | 6.125% | 30.5% |
| Monroe County, GA | 63 | 6.000% | 29.7% |
| Baldwin County, GA | 45 | 6.375% | 22.2% |
| Laurens County, GA | 44 | 6.250% | 34.7% |
| Oconee County, GA | 37 | 6.000% | 21.6% |
| Clarke County, GA | 25 | 6.313% | 31.7% |
| Putnam County, GA | 24 | 5.875% | 29.0% |
| Crawford County, GA | 18 | 6.250% | 33.3% |
| Emanuel County, GA | 18 | 6.000% | 32.1% |
| Bleckley County, GA | 17 | 6.000% | 34.5% |
| Wilkinson County, GA | 14 | 6.313% | 11.8% |
| Barrow County, GA | 12 | 5.563% | 13.3% |
| Pulaski County, GA | 12 | 6.000% | 40.9% |
| Madison County, GA | 11 | 6.000% | 47.8% |
| Walton County, GA | 11 | 6.000% | 31.3% |
| Gwinnett County, GA | 10 | 6.375% | 26.7% |
| Lamar County, GA | 10 | 5.750% | 15.4% |
| Macon County, GA | 10 | 6.000% | 29.4% |
| Fulton County, GA | 9 | Under 10 loans | 36.8% |
| Henry County, GA | 8 | Under 10 loans | 27.3% |
| Jackson County, GA | 8 | Under 10 loans | 33.3% |
| Newton County, GA | 8 | Under 10 loans | 30.8% |
| Rockdale County, GA | 8 | Under 10 loans | 50.0% |
| Twiggs County, GA | 8 | Under 10 loans | 46.7% |
| DeKalb County, GA | 7 | Under 10 loans | 22.2% |
| Dodge County, GA | 7 | Under 10 loans | 42.9% |
| Dooly County, GA | 7 | Under 10 loans | 30.0% |
| Washington County, GA | 7 | Under 10 loans | 41.7% |
| Crisp County, GA | 5 | Under 10 loans | 16.7% |
| Johnson County, GA | 5 | Under 10 loans | 37.5% |
| Upson County, GA | 5 | Under 10 loans | 16.7% |
| Bulloch County, GA | 4 | Under 10 loans | 0.0% |
| Taylor County, GA | 4 | Under 10 loans | 33.3% |
| Telfair County, GA | 4 | Under 10 loans | 55.6% |
| Tift County, GA | 4 | Under 10 loans | 0.0% |
| Butts County, GA | 3 | Under 10 loans | 0.0% |
| Chatham County, GA | 3 | Under 10 loans | 25.0% |
| Hall County, GA | 3 | Under 10 loans | 0.0% |
| Hancock County, GA | 3 | Under 10 loans | 57.1% |
| Oglethorpe County, GA | 3 | Under 10 loans | 33.3% |
| Paulding County, GA | 3 | Under 10 loans | 25.0% |
| Pike County, GA | 3 | Under 10 loans | 25.0% |
| Sumter County, GA | 3 | Under 10 loans | 25.0% |
| Cobb County, GA | 2 | Under 10 loans | 0.0% |
| Coffee County, GA | 2 | Under 10 loans | 0.0% |
| Coweta County, GA | 2 | Under 10 loans | 0.0% |
| Elbert County, GA | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.