United States Senate Federal Credit Union
United States Senate Federal Credit Union received 525 applications in 2025 and made 344 mortgages, in 189 counties across 37 states. The median rate its borrowers got was 7.500% on a median loan of $135,000. Of 491 decisions, 72 were denials — 14.7%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300TULDV69V2XKY60 |
|---|---|
| Applications received | 525 |
| Mortgages made | 344 |
| Denied | 72 |
| Approved, not taken up | 75 |
| Withdrawn or incomplete | 34 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Refinancing | 20 | 7.315% | $145,000 | 19.2% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 37.5% |
| Other purposes | 318 | 7.500% | $135,000 | 13.9% |
Where United States Senate Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fairfax County, VA | 29 | 7.500% | 5.6% |
| District of Columbia, DC | 21 | 7.500% | 11.4% |
| Prince George's County, MD | 15 | 7.130% | 33.3% |
| Montgomery County, MD | 13 | 7.500% | 11.1% |
| Alexandria city, VA | 12 | 7.500% | 7.1% |
| Riverside County, CA | 10 | 7.375% | 0.0% |
| Maricopa County, AZ | 9 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 9 | Under 10 loans | 7.7% |
| San Bernardino County, CA | 8 | Under 10 loans | 0.0% |
| Arlington County, VA | 7 | Under 10 loans | 0.0% |
| Broward County, FL | 6 | Under 10 loans | 50.0% |
| Anne Arundel County, MD | 6 | Under 10 loans | 33.3% |
| Horry County, SC | 5 | Under 10 loans | 0.0% |
| Orange County, CA | 4 | Under 10 loans | 14.3% |
| San Diego County, CA | 4 | Under 10 loans | 55.6% |
| Ventura County, CA | 4 | Under 10 loans | 0.0% |
| Charles County, MD | 4 | Under 10 loans | 42.9% |
| Clark County, NV | 4 | Under 10 loans | 33.3% |
| Loudoun County, VA | 4 | Under 10 loans | 0.0% |
| Sacramento County, CA | 3 | Under 10 loans | 40.0% |
| Solano County, CA | 3 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 3 | Under 10 loans | 0.0% |
| Cobb County, GA | 3 | Under 10 loans | 0.0% |
| Frederick County, MD | 3 | Under 10 loans | 0.0% |
| Baltimore city, MD | 3 | Under 10 loans | 25.0% |
| Stafford County, VA | 3 | Under 10 loans | 0.0% |
| Pima County, AZ | 2 | Under 10 loans | 0.0% |
| Pinal County, AZ | 2 | Under 10 loans | 33.3% |
| Kern County, CA | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Fulton County, GA | 2 | Under 10 loans | 0.0% |
| Kenton County, KY | 2 | Under 10 loans | 0.0% |
| Baltimore County, MD | 2 | Under 10 loans | 0.0% |
| Calvert County, MD | 2 | Under 10 loans | 0.0% |
| Carroll County, MD | 2 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 2 | Under 10 loans | 33.3% |
| Monmouth County, NJ | 2 | Under 10 loans | 0.0% |
| Union County, NC | 2 | Under 10 loans | 0.0% |
| Wake County, NC | 2 | Under 10 loans | 33.3% |
| Franklin County, OH | 2 | Under 10 loans | 0.0% |
| Bucks County, PA | 2 | Under 10 loans | 0.0% |
| Delaware County, PA | 2 | Under 10 loans | 0.0% |
| Montgomery County, TN | 2 | Under 10 loans | 0.0% |
| Albemarle County, VA | 2 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 2 | Under 10 loans | 0.0% |
| Prince William County, VA | 2 | Under 10 loans | 0.0% |
| Richmond city, VA | 2 | Under 10 loans | 33.3% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Alameda County, CA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.