Home purchase lenders in Loudoun County
5,508 home purchase mortgages were made in Loudoun County, Virginia, in 2025, by 369 lenders. The median rate their borrowers got was 6.375% on a median loan of $605,000. Of 6,078 decisions, 424 were denials — 7.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Atlantic Coast Mortgage, LLC | 387 | 6.625% | $565,000 | 1.0% |
| INTERCOASTAL MORTGAGE, LLC | 380 | 6.495% | $655,000 | 2.2% |
| Rocket Mortgage, LLC | 241 | 6.250% | $595,000 | 6.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 238 | 6.503% | $555,000 | 4.8% |
| Truist Bank | 230 | 6.250% | $605,000 | 7.5% |
| First Heritage Mortgage, LLC | 182 | 6.485% | $595,000 | 0.5% |
| GUARANTEED RATE, INC. | 159 | 6.375% | $685,000 | 3.6% |
| CMG MORTGAGE, INC. | 154 | 6.375% | $685,000 | 2.4% |
| NVR Mortgage Finance, Inc. | 151 | 6.500% | $545,000 | 11.7% |
| PULTE MORTGAGE LLC | 133 | 6.125% | $755,000 | 9.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 132 | 6.575% | $600,000 | 0.8% |
| Navy Federal Credit Union | 125 | 6.125% | $615,000 | 6.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 123 | 6.490% | $675,000 | 14.5% |
| NFM, INC. | 120 | 6.375% | $540,000 | 0.8% |
| Manufacturers and Traders Trust Company | 93 | 5.625% | $805,000 | 6.1% |
| Prosperity Home Mortgage, LLC | 93 | 6.625% | $535,000 | 0.0% |
| Ameris Bank | 87 | 6.490% | $535,000 | 7.3% |
| MOVEMENT MORTGAGE, LLC | 86 | 6.344% | $605,000 | 5.3% |
| Fairway Independent Mortgage Corporation | 76 | 6.750% | $555,000 | 0.0% |
| United Bank | 65 | 6.125% | $635,000 | 3.0% |
| PENNYMAC LOAN SERVICES, LLC | 64 | 6.125% | $755,000 | 9.9% |
| United Nations Federal Credit Union | 62 | 5.750% | $870,000 | 8.8% |
| Mortgage Research Center, LLC | 61 | 5.990% | $695,000 | 6.2% |
| JAMS-01, INC. | 59 | 6.500% | $555,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 58 | 6.558% | $440,000 | 10.8% |
| JPMorgan Chase Bank, National Association | 54 | 6.250% | $785,000 | 9.8% |
| Bank of America, National Association | 51 | 6.000% | $555,000 | 21.2% |
| EMBRACE HOME LOANS, INC. | 50 | 6.375% | $635,000 | 1.9% |
| GUARANTEED RATE AFFINITY, LLC | 41 | 6.250% | $605,000 | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | 41 | 6.625% | $605,000 | 0.0% |
| Wells Fargo Bank, National Association | 39 | 6.375% | $515,000 | 23.5% |
| 254900YZ174H294JW398 | 39 | 6.500% | $745,000 | 3.9% |
| First National Bank of Pennsylvania | 39 | 6.125% | $805,000 | 13.3% |
| GUILD MORTGAGE COMPANY | 35 | 6.500% | $585,000 | 7.3% |
| Alcova Mortgage LLC | 31 | 6.625% | $645,000 | 0.0% |
| PNC Bank, National Association | 28 | 6.500% | $535,000 | 22.2% |
| Loandepot.Com, LLC | 27 | 7.125% | $775,000 | 12.5% |
| ZILLOW HOME LOANS, LLC | 27 | 6.250% | $535,000 | 15.6% |
| LOWER, LLC | 26 | 6.563% | $615,000 | 13.3% |
| Morgan Stanley Private Bank, National Association | 26 | 5.988% | $730,000 | 0.0% |
| BAY EQUITY LLC | 26 | 6.750% | $630,000 | 3.7% |
| Vellum Mortgage, Inc. | 26 | 6.625% | $560,000 | 3.7% |
| The Freedom Bank of Virginia | 25 | 6.375% | $535,000 | 3.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 24 | 6.313% | $625,000 | 11.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 23 | 6.490% | $675,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 22 | 6.875% | $590,000 | 8.0% |
| THE LOAN STORE, INC. | 22 | 6.625% | $485,000 | 21.4% |
| FIRST HOME MORTGAGE CORPORATION | 22 | 6.558% | $670,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 21 | 6.500% | $505,000 | 40.5% |
| Citizens Bank, National Association | 21 | 6.375% | $655,000 | 18.5% |
| KIND LENDING, LLC | 21 | 6.500% | $525,000 | 30.0% |
| Presidential Bank, FSB | 21 | 6.375% | $585,000 | 0.0% |
| Apple Federal Credit Union | 20 | 5.875% | $520,000 | 0.0% |
| Bank-Fund Staff Federal Credit Union | 19 | 5.750% | $605,000 | 5.0% |
| A&D Mortgage LLC | 19 | 6.500% | $515,000 | 5.0% |
| Bank of Charles Town | 19 | Not published | $425,000 | 4.6% |
| U.S. Bank National Association | 18 | 6.125% | $505,000 | 21.7% |
| NEWREZ LLC | 18 | 6.688% | $705,000 | 10.0% |
| Atlantic Union Bank | 17 | 6.500% | $625,000 | 0.0% |
| AMWEST FUNDING CORP. | 17 | 6.750% | $475,000 | 5.6% |
| UNION HOME MORTGAGE CORP. | 17 | 6.500% | $675,000 | 5.6% |
| The Dart Bank | 17 | 6.000% | $585,000 | 5.3% |
| EMET LENDING GROUP, INC. | 17 | 6.875% | $555,000 | 0.0% |
| Northwest Federal Credit Union | 16 | 6.375% | $585,000 | 13.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 16 | 5.625% | $1,015,000 | 0.0% |
| Bank of Clarke | 15 | Not published | $565,000 | 11.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 15 | 7.250% | $685,000 | 5.3% |
| Towne Bank | 15 | 6.490% | $555,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 14 | 5.750% | $550,000 | 12.5% |
| City Lending Inc. | 14 | 6.933% | $495,000 | 6.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 13 | 6.245% | $505,000 | 11.8% |
| OCMBC, INC. | 13 | 6.625% | $575,000 | 28.6% |
| KEYSTONE FUNDING, INC. | 13 | 6.500% | $595,000 | 12.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 13 | 6.624% | $575,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 13 | 6.500% | $445,000 | 0.0% |
| Citibank, National Association | 12 | 5.813% | $875,000 | 20.0% |
| TOWER Federal Credit Union | 12 | 8.250% | $270,000 | 33.3% |
| NBKC BANK | 12 | 5.990% | $660,000 | 14.3% |
| SWBC MORTGAGE CORPORATION | 12 | 6.563% | $405,000 | 7.7% |
| Loansteady LLC | 12 | 6.433% | $690,000 | 0.0% |
| USAA Federal Savings Bank | 11 | 6.500% | $625,000 | 35.3% |
| Sierra Pacific Mortgage Company, Inc. | 11 | 6.625% | $505,000 | 8.3% |
| Dollar Bank, Federal Savings Bank | 11 | 6.375% | $1,075,000 | 0.0% |
| UIF CORPORATION | 11 | 6.875% | $595,000 | 8.3% |
| Integrity Home Mortgage Corporation | 11 | 6.750% | $585,000 | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 10 | 5.938% | $685,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 10 | 7.188% | $690,000 | 0.0% |
| Plains Commerce Bank | 10 | 6.375% | $680,000 | 16.7% |
| Broker Solutions, Inc. | 10 | 6.813% | $585,000 | 0.0% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NMSI, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 8 | Under 10 loans | Under 10 loans | 38.5% |
| STG MORTGAGE INC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE ACCESS CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| WesBanco Bank, Inc. | 8 | Under 10 loans | Under 10 loans | 25.0% |
| ABNB Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Luminate Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIDELITY DIRECT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Old Dominion National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Farm Credit of the Virginias, ACA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Fulton Bank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 12.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INSTAMORTGAGE INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Oak View National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JET HOMELOANS, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Virginia Credit Union, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Hanscom Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 3 | Under 10 loans | Under 10 loans | 25.0% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Shore United Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Security Mortgage Corp. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Burke & Herbert Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUCCESS LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ITHINK FINANCIAL Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| MERIDIAN BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MDE HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Chain Bridge Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Ridge Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FEDERATED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| John Marshall Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JUSTICE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EDUCATIONAL SYSTEMS | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 169 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.