NASA Federal Credit Union
NASA Federal Credit Union received 907 applications in 2025 and made 661 mortgages, in 323 counties across 43 states. The median rate its borrowers got was 7.250% on a median loan of $125,000. Of 821 decisions, 51 were denials — 6.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300KPBZCTMM3Y0061 |
|---|---|
| Applications received | 907 |
| Mortgages made | 661 |
| Denied | 51 |
| Approved, not taken up | 109 |
| Withdrawn or incomplete | 86 |
| Loans bought from other lenders | 343 |
| Median rate spread over the prime offer rate | 0.285 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 99 | 6.375% | $315,000 | 6.1% |
| Refinancing | 144 | 7.250% | $155,000 | 4.0% |
| Cash-out refinancing | 26 | 6.375% | $200,000 | 6.9% |
| Other purposes | 392 | 7.250% | $100,000 | 7.0% |
Where NASA Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Anne Arundel County, MD | 76 | 7.250% | 5.7% |
| Prince George's County, MD | 67 | 7.250% | 7.7% |
| Montgomery County, MD | 45 | 7.250% | 7.7% |
| Howard County, MD | 32 | 7.250% | 2.4% |
| Fairfax County, VA | 27 | 7.250% | 3.5% |
| Baltimore County, MD | 22 | 7.250% | 4.0% |
| Calvert County, MD | 18 | 7.250% | 4.6% |
| Loudoun County, VA | 15 | 7.250% | 0.0% |
| District of Columbia, DC | 14 | 7.250% | 5.6% |
| Frederick County, MD | 13 | 7.250% | 7.1% |
| Accomack County, VA | 11 | 7.250% | 6.7% |
| Los Angeles County, CA | 8 | Under 10 loans | 25.0% |
| Carroll County, MD | 8 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 7 | Under 10 loans | 0.0% |
| Charles County, MD | 7 | Under 10 loans | 11.1% |
| Baltimore city, MD | 6 | Under 10 loans | 0.0% |
| Fulton County, GA | 5 | Under 10 loans | 33.3% |
| Wake County, NC | 5 | Under 10 loans | 12.5% |
| Prince William County, VA | 5 | Under 10 loans | 0.0% |
| Lake County, FL | 4 | Under 10 loans | 0.0% |
| Orange County, FL | 4 | Under 10 loans | 16.7% |
| Cobb County, GA | 4 | Under 10 loans | 0.0% |
| Harford County, MD | 4 | Under 10 loans | 0.0% |
| Talbot County, MD | 4 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 4 | Under 10 loans | 0.0% |
| Multnomah County, OR | 4 | Under 10 loans | 0.0% |
| Arlington County, VA | 4 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 4 | Under 10 loans | 0.0% |
| Orange County, CA | 3 | Under 10 loans | 0.0% |
| Riverside County, CA | 3 | Under 10 loans | 0.0% |
| Queen Anne's County, MD | 3 | Under 10 loans | 0.0% |
| Worcester County, MD | 3 | Under 10 loans | 16.7% |
| Hillsborough County, NH | 3 | Under 10 loans | 0.0% |
| Charleston County, SC | 3 | Under 10 loans | 0.0% |
| Cameron County, TX | 3 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 3 | Under 10 loans | 0.0% |
| Stafford County, VA | 3 | Under 10 loans | 0.0% |
| King County, WA | 3 | Under 10 loans | 25.0% |
| El Dorado County, CA | 2 | Under 10 loans | 0.0% |
| New Castle County, DE | 2 | Under 10 loans | 0.0% |
| Sussex County, DE | 2 | Under 10 loans | 0.0% |
| Brevard County, FL | 2 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 2 | Under 10 loans | 33.3% |
| Palm Beach County, FL | 2 | Under 10 loans | 20.0% |
| Pinellas County, FL | 2 | Under 10 loans | 0.0% |
| Polk County, FL | 2 | Under 10 loans | 0.0% |
| Sarasota County, FL | 2 | Under 10 loans | 0.0% |
| Seminole County, FL | 2 | Under 10 loans | 0.0% |
| Sumter County, FL | 2 | Under 10 loans | 0.0% |
| Volusia County, FL | 2 | Under 10 loans | 33.3% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.