COMMONWEALTH ONE
COMMONWEALTH ONE received 200 applications in 2025 and made 117 mortgages, in 42 counties across 9 states. The median rate its borrowers got was 6.870% on a median loan of $115,000. Of 192 decisions, 61 were denials — 31.8%, most often for credit history.
| Legal Entity Identifier | 549300YMV5FVP7DXOG44 |
|---|---|
| Applications received | 200 |
| Mortgages made | 117 |
| Denied | 61 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 4 |
| Median rate spread over the prime offer rate | 0.95 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | 6.250% | $335,000 | 10.3% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 23.1% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 78 | 7.380% | $75,000 | 37.9% |
Where COMMONWEALTH ONE lends most
The 42 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Rockingham County, VA | 17 | 6.750% | 22.7% |
| Fairfax County, VA | 16 | 7.500% | 33.3% |
| Prince George's County, MD | 10 | 7.505% | 48.0% |
| Prince William County, VA | 9 | Under 10 loans | 25.0% |
| District of Columbia, DC | 6 | Under 10 loans | 62.5% |
| Montgomery County, MD | 6 | Under 10 loans | 0.0% |
| Stafford County, VA | 5 | Under 10 loans | 16.7% |
| Alexandria city, VA | 5 | Under 10 loans | 12.5% |
| Harrisonburg city, VA | 5 | Under 10 loans | 44.4% |
| Charles County, MD | 4 | Under 10 loans | 33.3% |
| Shenandoah County, VA | 4 | Under 10 loans | 0.0% |
| Arlington County, VA | 3 | Under 10 loans | 0.0% |
| Loudoun County, VA | 3 | Under 10 loans | 50.0% |
| Anne Arundel County, MD | 2 | Under 10 loans | 0.0% |
| Frederick County, VA | 2 | Under 10 loans | 0.0% |
| Greene County, VA | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Daviess County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Frederick County, MD | 1 | Under 10 loans | 0.0% |
| St. Mary's County, MD | 1 | Under 10 loans | 0.0% |
| Worcester County, MD | 1 | Under 10 loans | 0.0% |
| Baltimore city, MD | 1 | Under 10 loans | 50.0% |
| Plymouth County, MA | 1 | Under 10 loans | 0.0% |
| Adams County, PA | 1 | Under 10 loans | 0.0% |
| Augusta County, VA | 1 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 1 | Under 10 loans | 0.0% |
| Fluvanna County, VA | 1 | Under 10 loans | 50.0% |
| Henrico County, VA | 1 | Under 10 loans | 0.0% |
| Montgomery County, VA | 1 | Under 10 loans | 0.0% |
| Orange County, VA | 1 | Under 10 loans | 0.0% |
| Page County, VA | 1 | Under 10 loans | 50.0% |
| Warren County, VA | 1 | Under 10 loans | 0.0% |
| Hampton city, VA | 1 | Under 10 loans | 0.0% |
| Boone County, KY | 0 | Under 10 loans | 100.0% |
| Boyd County, KY | 0 | Under 10 loans | 100.0% |
| Perry County, KY | 0 | Under 10 loans | 100.0% |
| Wicomico County, MD | 0 | Under 10 loans | 100.0% |
| Catawba County, NC | 0 | Under 10 loans | 100.0% |
| Hamilton County, TN | 0 | Under 10 loans | 100.0% |
| Fauquier County, VA | 0 | Under 10 loans | 100.0% |
| Spotsylvania County, VA | 0 | Under 10 loans | 50.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.