MainStreet Bank
MainStreet Bank received 89 applications in 2025 and made 63 mortgages, in 16 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $1,185,000. Of 77 decisions, 12 were denials — 15.6%.
| Legal Entity Identifier | 254900SOAE0WU8JM0177 |
|---|---|
| Applications received | 89 |
| Mortgages made | 63 |
| Denied | 12 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: MainStreet Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 49 | Not published | $1,165,000 | 12.3% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 36.4% |
Where MainStreet Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fairfax County, VA | 28 | Not published | 9.7% |
| District of Columbia, DC | 10 | Not published | 33.3% |
| Arlington County, VA | 10 | Not published | 0.0% |
| Prince George's County, MD | 4 | Under 10 loans | 20.0% |
| Alexandria city, VA | 2 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Baltimore County, MD | 1 | Under 10 loans | 0.0% |
| Charles County, MD | 1 | Under 10 loans | 50.0% |
| Montgomery County, MD | 1 | Under 10 loans | 0.0% |
| Augusta County, VA | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
| Prince William County, VA | 1 | Under 10 loans | 50.0% |
| Falls Church city, VA | 1 | Under 10 loans | 0.0% |
| Winchester city, VA | 1 | Under 10 loans | 0.0% |
| Baltimore city, MD | 0 | Under 10 loans | Not published |
| Comal County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.