Towne Mortgage of the Carolinas, LLC
Towne Mortgage of the Carolinas, LLC received 205 applications in 2025 and made 172 mortgages, in 27 counties across 2 states. The median rate its borrowers got was 6.625% on a median loan of $305,000. Of 177 decisions, 5 were denials — 2.8%, most often for credit application incomplete.
| Legal Entity Identifier | 5493005NE66BD75BDB43 |
|---|---|
| Applications received | 205 |
| Mortgages made | 172 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.215 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 166 | 6.625% | $315,000 | 1.8% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 16.7% |
Where Towne Mortgage of the Carolinas, LLC lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wake County, NC | 73 | 6.625% | 1.4% |
| Durham County, NC | 18 | 6.563% | 0.0% |
| Johnston County, NC | 16 | 6.563% | 5.9% |
| Franklin County, NC | 11 | 6.250% | 0.0% |
| Wayne County, NC | 8 | Under 10 loans | 0.0% |
| Orange County, NC | 6 | Under 10 loans | 14.3% |
| Granville County, NC | 5 | Under 10 loans | 0.0% |
| Guilford County, NC | 5 | Under 10 loans | 16.7% |
| Harnett County, NC | 5 | Under 10 loans | 0.0% |
| Chatham County, NC | 4 | Under 10 loans | 0.0% |
| Wilson County, NC | 4 | Under 10 loans | 0.0% |
| Lee County, NC | 3 | Under 10 loans | 0.0% |
| Nash County, NC | 3 | Under 10 loans | 0.0% |
| Randolph County, NC | 2 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Alamance County, NC | 1 | Under 10 loans | 0.0% |
| Chowan County, NC | 1 | Under 10 loans | 0.0% |
| Davidson County, NC | 1 | Under 10 loans | 0.0% |
| Halifax County, NC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Pender County, NC | 1 | Under 10 loans | 0.0% |
| Person County, NC | 1 | Under 10 loans | 0.0% |
| Pitt County, NC | 1 | Under 10 loans | 0.0% |
| Cumberland County, NC | 0 | Under 10 loans | 100.0% |
| Gaston County, NC | 0 | Under 10 loans | Not published |
| Rockingham County, NC | 0 | Under 10 loans | Not published |
| Rowan County, NC | 0 | Under 10 loans | Not published |
Get told when this changes
When Towne Mortgage of the Carolinas, LLC’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.