DUKE UNIVERSITY FEDERAL CREDIT UNION
DUKE UNIVERSITY FEDERAL CREDIT UNION received 97 applications in 2025 and made 59 mortgages, in 13 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $55,000. Of 78 decisions, 18 were denials — 23.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300C04W4R4VGWRT26 |
|---|---|
| Applications received | 97 |
| Mortgages made | 59 |
| Denied | 18 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.021 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Other purposes | 56 | 7.500% | $55,000 | 22.2% |
Where DUKE UNIVERSITY FEDERAL CREDIT UNION lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Durham County, NC | 35 | 7.500% | 14.6% |
| Granville County, NC | 7 | Under 10 loans | 0.0% |
| Orange County, NC | 6 | Under 10 loans | 30.0% |
| Wake County, NC | 4 | Under 10 loans | 55.6% |
| Franklin County, NC | 2 | Under 10 loans | 33.3% |
| Alamance County, NC | 1 | Under 10 loans | 0.0% |
| Chatham County, NC | 1 | Under 10 loans | 50.0% |
| Iredell County, NC | 1 | Under 10 loans | 0.0% |
| Johnston County, NC | 1 | Under 10 loans | 0.0% |
| Person County, NC | 1 | Under 10 loans | 50.0% |
| Brunswick County, NC | 0 | Under 10 loans | Not published |
| Cabarrus County, NC | 0 | Under 10 loans | 100.0% |
| Dare County, NC | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.