Select Bank
Select Bank received 118 applications in 2025 and made 104 mortgages, in 31 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 106 decisions, 2 were denials — 1.9%.
| Legal Entity Identifier | 549300X8XJW35HJ7M023 |
|---|---|
| Applications received | 118 |
| Mortgages made | 104 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Select Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 80 | Not published | $225,000 | 1.2% |
| Refinancing | 22 | Not published | $180,000 | 4.4% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where Select Bank lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lynchburg city, VA | 23 | Not published | 4.2% |
| Alamance County, NC | 13 | Not published | 0.0% |
| Bedford County, VA | 13 | Not published | 0.0% |
| Campbell County, VA | 10 | Not published | 0.0% |
| Guilford County, NC | 6 | Under 10 loans | 0.0% |
| Randolph County, NC | 6 | Under 10 loans | 0.0% |
| Durham County, NC | 4 | Under 10 loans | 0.0% |
| Moore County, NC | 4 | Under 10 loans | 0.0% |
| Davidson County, NC | 3 | Under 10 loans | 0.0% |
| Rockingham County, NC | 3 | Under 10 loans | 0.0% |
| Waynesboro city, VA | 2 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Caswell County, NC | 1 | Under 10 loans | 0.0% |
| Chatham County, NC | 1 | Under 10 loans | 0.0% |
| Dare County, NC | 1 | Under 10 loans | 0.0% |
| Montgomery County, NC | 1 | Under 10 loans | 0.0% |
| New Hanover County, NC | 1 | Under 10 loans | 0.0% |
| Robeson County, NC | 1 | Under 10 loans | 0.0% |
| Watauga County, NC | 1 | Under 10 loans | 0.0% |
| Georgetown County, SC | 1 | Under 10 loans | 0.0% |
| Amherst County, VA | 1 | Under 10 loans | 0.0% |
| Fluvanna County, VA | 1 | Under 10 loans | 0.0% |
| Greene County, VA | 1 | Under 10 loans | 0.0% |
| Nelson County, VA | 1 | Under 10 loans | 0.0% |
| Fredericksburg city, VA | 1 | Under 10 loans | 0.0% |
| Harrisonburg city, VA | 1 | Under 10 loans | 0.0% |
| Richmond city, VA | 1 | Under 10 loans | 0.0% |
| Staunton city, VA | 1 | Under 10 loans | 0.0% |
| Forsyth County, NC | 0 | Under 10 loans | Not published |
| Horry County, SC | 0 | Under 10 loans | 100.0% |
| Botetourt County, VA | 0 | Under 10 loans | Not published |
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When Select Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.