Coastal Carolina National Bank
Coastal Carolina National Bank received 379 applications in 2025 and made 294 mortgages, in 37 counties across 5 states. The median rate its borrowers got was 6.750% on a median loan of $285,000. Of 343 decisions, 38 were denials — 11.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930004SDYVHYN4M716 |
|---|---|
| Applications received | 379 |
| Mortgages made | 294 |
| Denied | 38 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 36 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3715 points |
| FDIC-insured bank | Yes: Coastal Carolina National Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 261 | 6.750% | $285,000 | 7.5% |
| Refinancing | 15 | 6.500% | $285,000 | 27.3% |
| Cash-out refinancing | 15 | 6.625% | $295,000 | 40.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where Coastal Carolina National Bank lends most
The 37 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Horry County, SC | 189 | 6.875% | 14.0% |
| Aiken County, SC | 31 | 6.375% | 0.0% |
| Brunswick County, NC | 9 | Under 10 loans | 16.7% |
| Georgetown County, SC | 8 | Under 10 loans | 0.0% |
| Richland County, SC | 7 | Under 10 loans | 12.5% |
| Orangeburg County, SC | 5 | Under 10 loans | 0.0% |
| Beaufort County, SC | 4 | Under 10 loans | 0.0% |
| Lexington County, SC | 4 | Under 10 loans | 0.0% |
| New Hanover County, NC | 3 | Under 10 loans | 0.0% |
| Charleston County, SC | 3 | Under 10 loans | 0.0% |
| Colleton County, SC | 3 | Under 10 loans | 0.0% |
| Greenville County, SC | 3 | Under 10 loans | 25.0% |
| Spartanburg County, SC | 3 | Under 10 loans | 25.0% |
| Oconee County, SC | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Greene County, GA | 1 | Under 10 loans | 0.0% |
| Columbus County, NC | 1 | Under 10 loans | 0.0% |
| Duplin County, NC | 1 | Under 10 loans | 0.0% |
| Henderson County, NC | 1 | Under 10 loans | 0.0% |
| Macon County, NC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Person County, NC | 1 | Under 10 loans | 0.0% |
| Swain County, NC | 1 | Under 10 loans | 0.0% |
| Watauga County, NC | 1 | Under 10 loans | 0.0% |
| Anderson County, SC | 1 | Under 10 loans | 0.0% |
| Calhoun County, SC | 1 | Under 10 loans | 0.0% |
| Cherokee County, SC | 1 | Under 10 loans | 0.0% |
| Clarendon County, SC | 1 | Under 10 loans | 0.0% |
| Dorchester County, SC | 1 | Under 10 loans | 0.0% |
| Greenwood County, SC | 1 | Under 10 loans | 0.0% |
| Newberry County, SC | 1 | Under 10 loans | 0.0% |
| Pickens County, SC | 1 | Under 10 loans | 0.0% |
| Sumter County, SC | 1 | Under 10 loans | 0.0% |
| Hawkins County, TN | 1 | Under 10 loans | 0.0% |
| Jackson County, NC | 0 | Under 10 loans | Not published |
| Wake County, NC | 0 | Under 10 loans | Not published |
| Lee County, SC | 0 | Under 10 loans | 100.0% |
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When Coastal Carolina National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.