Home purchase lenders in Berkeley County
5,847 home purchase mortgages were made in Berkeley County, South Carolina, in 2025, by 350 lenders. The median rate their borrowers got was 6.125% on a median loan of $345,000. Of 7,050 decisions, 1,036 were denials — 14.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 564 | 4.500% | $375,000 | 14.2% |
| LENNAR MORTGAGE, LLC | 519 | 5.990% | $355,000 | 10.8% |
| VELOCIO MORTGAGE L.L.C. | 246 | 4.933% | $325,000 | 3.9% |
| PULTE MORTGAGE LLC | 223 | 5.875% | $375,000 | 7.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 206 | 6.125% | $325,000 | 52.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 166 | 6.499% | $330,000 | 12.5% |
| JET HOMELOANS, LP | 149 | 4.990% | $405,000 | 6.7% |
| NATION ONE MORTGAGE CORPORATION | 139 | 6.500% | $345,000 | 0.7% |
| Ameris Bank | 135 | 6.250% | $345,000 | 4.9% |
| Mortgage Research Center, LLC | 133 | 6.125% | $355,000 | 5.7% |
| CAROLINA ONE MORTGAGE, LLC | 132 | 6.375% | $315,000 | 4.4% |
| Rocket Mortgage, LLC | 119 | 6.375% | $325,000 | 9.7% |
| CMG MORTGAGE, INC. | 118 | 6.625% | $325,000 | 11.0% |
| LOWER, LLC | 116 | 6.375% | $325,000 | 4.1% |
| Navy Federal Credit Union | 105 | 6.000% | $335,000 | 9.5% |
| MOVEMENT MORTGAGE, LLC | 105 | 6.250% | $355,000 | 3.2% |
| Loandepot.Com, LLC | 88 | 6.433% | $325,000 | 9.2% |
| Fifth Third Bank, National Association | 88 | 6.188% | $425,000 | 8.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 85 | 6.625% | $345,000 | 2.3% |
| Atlantic Coast Mortgage, LLC | 70 | 6.490% | $320,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 66 | 6.625% | $285,000 | 2.9% |
| First Heritage Mortgage, LLC | 66 | 5.813% | $375,000 | 1.5% |
| Broker Solutions, Inc. | 62 | 6.250% | $270,000 | 0.0% |
| 21st Mortgage Corporation | 61 | 11.080% | $85,000 | 70.5% |
| GUARANTEED RATE, INC. | 60 | 6.225% | $380,000 | 6.3% |
| SENTE MORTGAGE, INC. | 58 | 6.313% | $315,000 | 1.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 58 | 6.495% | $300,000 | 6.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 50 | 6.250% | $305,000 | 3.9% |
| DIRECT MORTGAGE LOANS, LLC | 49 | 6.490% | $345,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 48 | 6.495% | $320,000 | 2.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 47 | 6.625% | $305,000 | 16.1% |
| CALCON MUTUAL MORTGAGE LLC | 46 | 6.125% | $325,000 | 4.2% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 42 | 6.188% | $320,000 | 2.3% |
| FREEDOM MORTGAGE CORPORATION | 42 | 6.125% | $345,000 | 2.3% |
| NEWREZ LLC | 41 | 6.250% | $365,000 | 10.6% |
| Renasant Bank | 41 | 6.625% | $355,000 | 4.7% |
| First-Citizens Bank & Trust Company | 39 | 6.375% | $355,000 | 17.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 38 | 6.500% | $320,000 | 9.8% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 37 | 6.750% | $355,000 | 11.9% |
| SouthState Bank, National Association | 36 | 6.688% | $325,000 | 34.4% |
| Prosperity Home Mortgage, LLC | 33 | 6.124% | $315,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 31 | 6.490% | $355,000 | 0.0% |
| Bank of America, National Association | 27 | 5.875% | $305,000 | 29.0% |
| PENNYMAC LOAN SERVICES, LLC | 27 | 6.250% | $355,000 | 15.2% |
| REV FEDERAL CREDIT UNION | 27 | 6.490% | $375,000 | 6.7% |
| Wells Fargo Bank, National Association | 26 | 6.438% | $295,000 | 16.1% |
| NORTHPOINT MORTGAGE, INC. | 26 | 6.375% | $380,000 | 3.7% |
| TRIAD FINANCIAL SERVICES, INC. | 25 | 8.670% | $165,000 | 22.5% |
| Pinnacle Bank | 25 | 6.250% | $275,000 | 18.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 24 | 6.995% | $315,000 | 0.0% |
| Truist Bank | 23 | 6.100% | $335,000 | 3.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 20 | 6.500% | $345,000 | 0.0% |
| First National Bank of Pennsylvania | 19 | 6.140% | $635,000 | 17.4% |
| First National Bank of America | 19 | 9.750% | $265,000 | 5.0% |
| BEACON COMMUNITY BANK | 18 | Not published | $1,105,000 | 10.0% |
| ZILLOW HOME LOANS, LLC | 18 | 6.563% | $315,000 | 5.3% |
| FIRST HOME MORTGAGE CORPORATION | 17 | 6.490% | $335,000 | 5.6% |
| Northpointe Bank | 17 | 7.250% | $265,000 | 15.0% |
| Regions Bank | 17 | 6.375% | $455,000 | 14.3% |
| GUARANTEED RATE AFFINITY, LLC | 16 | 6.250% | $335,000 | 5.9% |
| Click n' Close, Inc. | 16 | 6.750% | $270,000 | 0.0% |
| KIND LENDING, LLC | 15 | 6.500% | $375,000 | 34.8% |
| Cazle Mortgage, Inc. | 15 | 6.625% | $325,000 | 6.3% |
| PLAZA HOME MORTGAGE, INC. | 14 | 6.750% | $270,000 | 21.1% |
| A&D Mortgage LLC | 14 | 6.500% | $290,000 | 0.0% |
| THE LOAN STORE, INC. | 14 | 6.313% | $250,000 | 6.3% |
| The Bank of South Carolina | 14 | Not published | $345,000 | 0.0% |
| NBKC BANK | 14 | 6.000% | $410,000 | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 14 | 6.125% | $290,000 | 0.0% |
| Kiavi Funding, Inc. | 14 | 10.240% | $230,000 | 0.0% |
| Integrity Home Mortgage Corporation | 14 | 6.000% | $360,000 | 0.0% |
| TD Bank, National Association | 13 | 6.125% | $845,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 13 | 6.500% | $325,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 13 | 6.125% | $315,000 | 7.1% |
| JMAC LENDING, INC. | 12 | 6.125% | $385,000 | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 12 | 6.500% | $385,000 | 11.8% |
| GARDNER FINANCIAL SERVICES, LTD. | 12 | 6.250% | $335,000 | 14.3% |
| ServisFirst Bank | 12 | 7.000% | $295,000 | 7.7% |
| United Community Bank | 12 | 6.125% | $255,000 | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 11 | 8.200% | $195,000 | 22.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 6.125% | $255,000 | 0.0% |
| Alcova Mortgage LLC | 11 | 6.624% | $325,000 | 0.0% |
| First Option Mortgage, LLC | 11 | 8.250% | $255,000 | 0.0% |
| U.S. Bank National Association | 11 | 5.990% | $335,000 | 0.0% |
| PNC Bank, National Association | 10 | 6.500% | $415,000 | 16.7% |
| First Reliance Bank | 10 | 6.750% | $500,000 | 9.1% |
| University Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 61.9% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 38.5% |
| Presidential Bank, FSB | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Southern First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Boeing Employees Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HQ Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Lenders Investment Trading Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER LENDING SERVICES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FineMark National Bank & Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| STATE EMPLOYEES' | 5 | Under 10 loans | Under 10 loans | 14.3% |
| FOUNDERS FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Wolfe Financial, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Capital Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Barley Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CPM Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GoPrime Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYER HERITAGE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENTERPRISE BANK OF SC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Palmetto Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Queensborough National Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of the Lowcountry | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of South Carolina | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Zippy Loans, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SAFE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 549300DLBRGR2O0VNZ96 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 150 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.