Bank of the Lowcountry
Bank of the Lowcountry received 122 applications in 2025 and made 114 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $190,000. Of 122 decisions, 8 were denials — 6.6%, most often for credit history.
| Legal Entity Identifier | 254900QQRCPCOBBNDA41 |
|---|---|
| Applications received | 122 |
| Mortgages made | 114 |
| Denied | 8 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of the Lowcountry, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 56 | Not published | $310,000 | 6.7% |
| Refinancing | 41 | Not published | $155,000 | 4.7% |
| Other purposes | 17 | Not published | $85,000 | 10.5% |
Where Bank of the Lowcountry lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Colleton County, SC | 52 | Not published | 8.8% |
| Charleston County, SC | 23 | Not published | 0.0% |
| Beaufort County, SC | 11 | Not published | 15.4% |
| Dorchester County, SC | 6 | Under 10 loans | 14.3% |
| Jasper County, SC | 6 | Under 10 loans | 0.0% |
| Berkeley County, SC | 4 | Under 10 loans | 0.0% |
| Hampton County, SC | 4 | Under 10 loans | 0.0% |
| Bamberg County, SC | 3 | Under 10 loans | 0.0% |
| Caldwell County, NC | 1 | Under 10 loans | 0.0% |
| Allendale County, SC | 1 | Under 10 loans | 0.0% |
| Clarendon County, SC | 1 | Under 10 loans | 0.0% |
| Greenville County, SC | 1 | Under 10 loans | 0.0% |
| Newberry County, SC | 1 | Under 10 loans | 0.0% |
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When Bank of the Lowcountry’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.