BEACON COMMUNITY BANK
BEACON COMMUNITY BANK received 246 applications in 2025 and made 179 mortgages, in 19 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $695,000. Of 201 decisions, 15 were denials — 7.5%.
| Legal Entity Identifier | 54930001MKJOJMNEHA19 |
|---|---|
| Applications received | 246 |
| Mortgages made | 179 |
| Denied | 15 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 45 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Beacon Community Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 150 | Not published | $665,000 | 6.0% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Cash-out refinancing | 13 | Not published | $1,125,000 | 17.7% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where BEACON COMMUNITY BANK lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Charleston County, SC | 137 | Not published | 8.4% |
| Berkeley County, SC | 22 | Not published | 8.3% |
| Georgetown County, SC | 4 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 2 | Under 10 loans | 0.0% |
| Dorchester County, SC | 2 | Under 10 loans | 0.0% |
| Horry County, SC | 2 | Under 10 loans | 0.0% |
| Chatham County, GA | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Glynn County, GA | 1 | Under 10 loans | 0.0% |
| Transylvania County, NC | 1 | Under 10 loans | 0.0% |
| Anderson County, SC | 1 | Under 10 loans | 0.0% |
| Beaufort County, SC | 1 | Under 10 loans | 0.0% |
| Colleton County, SC | 1 | Under 10 loans | 0.0% |
| Greenville County, SC | 1 | Under 10 loans | 0.0% |
| Pickens County, SC | 1 | Under 10 loans | 0.0% |
| Richland County, SC | 1 | Under 10 loans | 0.0% |
| Pender County, NC | 0 | Under 10 loans | Not published |
| Greenwood County, SC | 0 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 0 | Under 10 loans | 0.0% |
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When BEACON COMMUNITY BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.