Rocky Mountain Credit Union
Rocky Mountain Credit Union received 62 applications in 2025 and made 50 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $205,000. Of 61 decisions, 11 were denials — 18.0%.
| Legal Entity Identifier | 254900I635IC2OZ0AI92 |
|---|---|
| Applications received | 62 |
| Mortgages made | 50 |
| Denied | 11 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | Not published | $335,000 | 7.4% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Other purposes | 17 | Not published | $75,000 | 15.0% |
Where Rocky Mountain Credit Union lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lewis and Clark County, MT | 23 | Not published | 14.8% |
| Gallatin County, MT | 13 | Not published | 27.8% |
| Silver Bow County, MT | 5 | Under 10 loans | 0.0% |
| Jefferson County, MT | 3 | Under 10 loans | 40.0% |
| Powell County, MT | 3 | Under 10 loans | 0.0% |
| Broadwater County, MT | 1 | Under 10 loans | 0.0% |
| Cascade County, MT | 1 | Under 10 loans | 0.0% |
| Deer Lodge County, MT | 1 | Under 10 loans | 0.0% |
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When Rocky Mountain Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.