WASHINGTON FEDERAL BANK
WASHINGTON FEDERAL BANK received 548 applications in 2025 and made 299 mortgages, in 115 counties across 9 states. The median rate its borrowers got was 7.375% on a median loan of $345,000. Of 378 decisions, 71 were denials — 18.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | D38AC76TAMYI50NBPX33 |
|---|---|
| Applications received | 548 |
| Mortgages made | 299 |
| Denied | 71 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 170 |
| Loans bought from other lenders | 180 |
| Median rate spread over the prime offer rate | 0.535 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 142 | 7.250% | $530,000 | 12.7% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 55 | 7.380% | $510,000 | 15.2% |
| Other purposes | 94 | 7.625% | $130,000 | 29.0% |
Where WASHINGTON FEDERAL BANK lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| King County, WA | 33 | 7.500% | 12.5% |
| Clark County, NV | 23 | 6.750% | 0.0% |
| Snohomish County, WA | 16 | 7.438% | 25.0% |
| Maricopa County, AZ | 13 | 7.375% | 26.3% |
| Whatcom County, WA | 11 | 7.625% | 8.3% |
| Pima County, AZ | 9 | Under 10 loans | 18.2% |
| Deschutes County, OR | 8 | Under 10 loans | 0.0% |
| Island County, WA | 8 | Under 10 loans | 20.0% |
| Marion County, OR | 7 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 7 | Under 10 loans | 0.0% |
| Kitsap County, WA | 7 | Under 10 loans | 0.0% |
| Bernalillo County, NM | 6 | Under 10 loans | 0.0% |
| Pierce County, WA | 6 | Under 10 loans | 25.0% |
| Ada County, ID | 5 | Under 10 loans | 37.5% |
| San Juan County, WA | 5 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 4 | Under 10 loans | 20.0% |
| Klamath County, OR | 4 | Under 10 loans | 20.0% |
| Linn County, OR | 4 | Under 10 loans | 33.3% |
| Multnomah County, OR | 4 | Under 10 loans | 0.0% |
| Polk County, OR | 4 | Under 10 loans | 20.0% |
| Chelan County, WA | 4 | Under 10 loans | 42.9% |
| Grant County, WA | 4 | Under 10 loans | 0.0% |
| Navajo County, AZ | 3 | Under 10 loans | 0.0% |
| Santa Cruz County, AZ | 3 | Under 10 loans | 25.0% |
| Yuma County, AZ | 3 | Under 10 loans | 40.0% |
| Ventura County, CA | 3 | Under 10 loans | 0.0% |
| Boise County, ID | 3 | Under 10 loans | 0.0% |
| Elko County, NV | 3 | Under 10 loans | 25.0% |
| Curry County, NM | 3 | Under 10 loans | 0.0% |
| Santa Fe County, NM | 3 | Under 10 loans | 0.0% |
| Clackamas County, OR | 3 | Under 10 loans | 0.0% |
| Lincoln County, OR | 3 | Under 10 loans | 0.0% |
| Umatilla County, OR | 3 | Under 10 loans | 25.0% |
| Klickitat County, WA | 3 | Under 10 loans | 0.0% |
| Skagit County, WA | 3 | Under 10 loans | 50.0% |
| Gila County, AZ | 2 | Under 10 loans | 0.0% |
| Bannock County, ID | 2 | Under 10 loans | 0.0% |
| Canyon County, ID | 2 | Under 10 loans | 0.0% |
| Shoshone County, ID | 2 | Under 10 loans | 0.0% |
| Churchill County, NV | 2 | Under 10 loans | 33.3% |
| Lyon County, NV | 2 | Under 10 loans | 0.0% |
| Doña Ana County, NM | 2 | Under 10 loans | 0.0% |
| Grant County, NM | 2 | Under 10 loans | 0.0% |
| Lea County, NM | 2 | Under 10 loans | 60.0% |
| Josephine County, OR | 2 | Under 10 loans | 50.0% |
| Lane County, OR | 2 | Under 10 loans | 50.0% |
| Tillamook County, OR | 2 | Under 10 loans | 0.0% |
| Summit County, UT | 2 | Under 10 loans | 0.0% |
| Wasatch County, UT | 2 | Under 10 loans | 0.0% |
| Kittitas County, WA | 2 | Under 10 loans | 50.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.