RiverHills Bank
RiverHills Bank received 577 applications in 2025 and made 352 mortgages, in 74 counties across 15 states. The median rate its borrowers got was 6.625% on a median loan of $245,000. Of 440 decisions, 74 were denials — 16.8%, most often for credit application incomplete.
| Legal Entity Identifier | 549300QHPJ9CLOLCVE82 |
|---|---|
| Applications received | 577 |
| Mortgages made | 352 |
| Denied | 74 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 137 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.166 points |
| FDIC-insured bank | Yes: RiverHills Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 294 | 6.625% | $245,000 | 15.2% |
| Refinancing | 33 | 5.990% | $265,000 | 13.2% |
| Cash-out refinancing | 25 | 6.625% | $185,000 | 35.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where RiverHills Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hamilton County, OH | 140 | 6.500% | 15.3% |
| Clermont County, OH | 82 | 6.688% | 16.0% |
| Butler County, OH | 18 | 6.813% | 9.5% |
| Warren County, OH | 17 | 6.625% | 19.1% |
| Brown County, OH | 15 | 6.625% | 25.0% |
| Kenton County, KY | 12 | 6.495% | 0.0% |
| Campbell County, KY | 9 | Under 10 loans | 9.1% |
| Boone County, KY | 7 | Under 10 loans | 0.0% |
| Montgomery County, OH | 5 | Under 10 loans | 37.5% |
| Franklin County, OH | 4 | Under 10 loans | 16.7% |
| Highland County, OH | 4 | Under 10 loans | 50.0% |
| Clinton County, OH | 3 | Under 10 loans | 50.0% |
| James City County, VA | 3 | Under 10 loans | 40.0% |
| Grant County, KY | 2 | Under 10 loans | 0.0% |
| Athens County, OH | 2 | Under 10 loans | 0.0% |
| Greene County, OH | 2 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Dearborn County, IN | 1 | Under 10 loans | 0.0% |
| Delaware County, IN | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 1 | Under 10 loans | 0.0% |
| Bracken County, KY | 1 | Under 10 loans | 0.0% |
| Gallatin County, KY | 1 | Under 10 loans | 0.0% |
| Garrard County, KY | 1 | Under 10 loans | 0.0% |
| Pendleton County, KY | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Chatham County, NC | 1 | Under 10 loans | 0.0% |
| Adams County, OH | 1 | Under 10 loans | 0.0% |
| Belmont County, OH | 1 | Under 10 loans | 0.0% |
| Clark County, OH | 1 | Under 10 loans | 0.0% |
| Defiance County, OH | 1 | Under 10 loans | 0.0% |
| Fayette County, OH | 1 | Under 10 loans | 0.0% |
| Lorain County, OH | 1 | Under 10 loans | 0.0% |
| Madison County, OH | 1 | Under 10 loans | 0.0% |
| Pike County, OH | 1 | Under 10 loans | 0.0% |
| Summit County, OH | 1 | Under 10 loans | 0.0% |
| Vinton County, OH | 1 | Under 10 loans | 0.0% |
| York County, SC | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| New Kent County, VA | 1 | Under 10 loans | 0.0% |
| York County, VA | 1 | Under 10 loans | 0.0% |
| Boulder County, CO | 0 | Under 10 loans | 100.0% |
| Weld County, CO | 0 | Under 10 loans | 100.0% |
| Walton County, FL | 0 | Under 10 loans | 100.0% |
| Johnson County, IN | 0 | Under 10 loans | Not published |
| Martin County, IN | 0 | Under 10 loans | Not published |
| Franklin County, KY | 0 | Under 10 loans | Not published |
| Jefferson County, KY | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.