Mortgage Lender Index

Forcht Bank, National Association

Forcht Bank, National Association is a national bank based in Lexington, Kentucky, with $1.6 billion in assets and $1.5 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 22 branches in 12 counties.

FDIC certificate57415
Charter classNational bank
EstablishedNot published
Assets$1.6 billion
Deposits$1.5 billion
Offices23
Net income, year to date$6.1 million
Return on assets0.74%
Websitewww.forchtbank.com
Mortgage lendingForcht Bank, National Association reported 269 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Grant County, KY 3$255.3 million
Fayette County, KY 3$140.4 million
Pulaski County, KY 2$159.3 million
Jefferson County, KY 2$154.7 million
Knox County, KY 2$137.1 million
Laurel County, KY 2$109.0 million
Whitley County, KY 2$93.2 million
Taylor County, KY 2$77.7 million
Green County, KY 1$168.2 million
Hamilton County, OH 1$100.2 million
Boone County, KY 1$70.9 million
Madison County, KY 1$21.7 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.