Warsaw Federal Savings and Loan Association
Warsaw Federal Savings and Loan Association received 405 applications in 2025 and made 284 mortgages, in 54 counties across 16 states. The median rate its borrowers got was 6.500% on a median loan of $230,000. Of 325 decisions, 38 were denials — 11.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300LUF8JLB9HKT321 |
|---|---|
| Applications received | 405 |
| Mortgages made | 284 |
| Denied | 38 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 80 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.0405 points |
| FDIC-insured bank | Yes: Warsaw Federal Savings and Loan Association, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 215 | 6.525% | $245,000 | 9.6% |
| Refinancing | 43 | 4.500% | $225,000 | 12.0% |
| Cash-out refinancing | 18 | 5.988% | $205,000 | 5.3% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 50.0% |
Where Warsaw Federal Savings and Loan Association lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hamilton County, OH | 144 | 6.450% | 13.7% |
| Butler County, OH | 30 | 6.725% | 11.8% |
| Clermont County, OH | 27 | 6.500% | 6.7% |
| Kenton County, KY | 12 | 6.400% | 7.7% |
| Warren County, OH | 11 | 6.375% | 8.3% |
| Montgomery County, OH | 10 | 6.508% | 0.0% |
| Boone County, KY | 3 | Under 10 loans | 0.0% |
| Jefferson County, AL | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 2 | Under 10 loans | 0.0% |
| Dearborn County, IN | 2 | Under 10 loans | 0.0% |
| Campbell County, KY | 2 | Under 10 loans | 0.0% |
| Lake County, OH | 2 | Under 10 loans | 33.3% |
| Williams County, OH | 2 | Under 10 loans | 0.0% |
| Anderson County, SC | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Yuma County, AZ | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Shelby County, IN | 1 | Under 10 loans | 0.0% |
| Tippecanoe County, IN | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Wolfe County, KY | 1 | Under 10 loans | 0.0% |
| Van Buren County, MI | 1 | Under 10 loans | 0.0% |
| Harrison County, MS | 1 | Under 10 loans | 0.0% |
| Jackson County, MS | 1 | Under 10 loans | 0.0% |
| Boone County, MO | 1 | Under 10 loans | 0.0% |
| Franklin County, NC | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 50.0% |
| Brown County, OH | 1 | Under 10 loans | 0.0% |
| Clinton County, OH | 1 | Under 10 loans | 0.0% |
| Greene County, OH | 1 | Under 10 loans | 0.0% |
| Stark County, OH | 1 | Under 10 loans | 0.0% |
| Summit County, OH | 1 | Under 10 loans | 0.0% |
| Yamhill County, OR | 1 | Under 10 loans | 0.0% |
| Northampton County, PA | 1 | Under 10 loans | 0.0% |
| Cherokee County, SC | 1 | Under 10 loans | 0.0% |
| Campbell County, TN | 1 | Under 10 loans | 0.0% |
| Clay County, TN | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| Shelby County, TN | 1 | Under 10 loans | 0.0% |
| Wilson County, TN | 1 | Under 10 loans | 0.0% |
| Delaware County, IN | 0 | Under 10 loans | Not published |
| Floyd County, IN | 0 | Under 10 loans | 100.0% |
| Fleming County, KY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Warsaw Federal Savings and Loan Association’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.