Bank of Hillsboro, National Association
Bank of Hillsboro, National Association received 195 applications in 2025 and made 127 mortgages, in 21 counties across 4 states. The median rate its borrowers got was 7.000% on a median loan of $135,000. Of 177 decisions, 36 were denials — 20.3%, most often for credit history.
| Legal Entity Identifier | 549300KTBKVRBY302A16 |
|---|---|
| Applications received | 195 |
| Mortgages made | 127 |
| Denied | 36 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.075 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 79 | 6.850% | $145,000 | 18.5% |
| Refinancing | 17 | 7.200% | $315,000 | 9.1% |
| Cash-out refinancing | 13 | 7.250% | $135,000 | 41.7% |
| Other purposes | 18 | 7.500% | $95,000 | 17.4% |
Where Bank of Hillsboro, National Association lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Madison County, IL | 51 | 7.250% | 8.3% |
| Macoupin County, IL | 15 | 6.500% | 23.1% |
| Montgomery County, IL | 11 | 6.375% | 41.7% |
| St. Louis County, MO | 8 | Under 10 loans | 0.0% |
| St. Louis city, MO | 8 | Under 10 loans | 27.3% |
| St. Clair County, IL | 5 | Under 10 loans | 16.7% |
| Bond County, IL | 4 | Under 10 loans | 42.9% |
| Clinton County, IL | 4 | Under 10 loans | 16.7% |
| Fayette County, IL | 4 | Under 10 loans | 20.0% |
| Calloway County, KY | 4 | Under 10 loans | 0.0% |
| Marion County, IL | 3 | Under 10 loans | 25.0% |
| Coles County, IL | 2 | Under 10 loans | 0.0% |
| Sangamon County, IL | 2 | Under 10 loans | 33.3% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Christian County, IL | 1 | Under 10 loans | 0.0% |
| Cumberland County, IL | 1 | Under 10 loans | 0.0% |
| Jasper County, IL | 1 | Under 10 loans | 0.0% |
| Jersey County, IL | 1 | Under 10 loans | 0.0% |
| Wayne County, IL | 1 | Under 10 loans | 0.0% |
| Effingham County, IL | 0 | Under 10 loans | 100.0% |
| Moultrie County, IL | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.