Mortgage Lender Index

The Peoples State Bank of Newton, Illinois

The Peoples State Bank of Newton, Illinois received 111 applications in 2025 and made 94 mortgages, in 28 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 109 decisions, 8 were denials — 7.3%.

Legal Entity Identifier5493006IBJS6XC0DFJ29
Applications received111
Mortgages made94
Denied8
Approved, not taken up7
Withdrawn or incomplete2
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The Peoples State Bank of Newton, Illinois, 9 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase63 Not published$135,000 5.7%
Refinancing5 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing18 Not published$120,000 12.5%
Other purposes8 Under 10 loansUnder 10 loans 11.1%

Where The Peoples State Bank of Newton, Illinois lends most

The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Lawrence County, IL 24Not published13.3%
Jasper County, IL 18Not published0.0%
Fayette County, IL 13Not published13.3%
Effingham County, IL 6Under 10 loans0.0%
Crawford County, IL 4Under 10 loans0.0%
Richland County, IL 3Under 10 loans20.0%
Shelby County, IL 3Under 10 loans0.0%
Knox County, IN 3Under 10 loans0.0%
Vanderburgh County, IN 3Under 10 loans0.0%
Union County, IL 2Under 10 loans0.0%
Bond County, IL 1Under 10 loans0.0%
Champaign County, IL 1Under 10 loans0.0%
Coles County, IL 1Under 10 loans0.0%
Cumberland County, IL 1Under 10 loans0.0%
Macon County, IL 1Under 10 loans0.0%
Madison County, IL 1Under 10 loans0.0%
Marion County, IL 1Under 10 loans0.0%
Williamson County, IL 1Under 10 loans0.0%
Boone County, IN 1Under 10 loans0.0%
Greene County, IN 1Under 10 loans0.0%
Hendricks County, IN 1Under 10 loans0.0%
Marion County, IN 1Under 10 loans0.0%
Lincoln County, MO 1Under 10 loans0.0%
Antelope County, NE 1Under 10 loans0.0%
Trempealeau County, WI 1Under 10 loans0.0%
Wabash County, IL 0Under 10 loans0.0%
Wayne County, IL 0Under 10 loans100.0%
Lincoln County, WY 0Under 10 loans0.0%

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When The Peoples State Bank of Newton, Illinois’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.