Mortgage Lender Index

Mortgage lenders in Union County

173 mortgages were made in Union County, Illinois, in 2025, by 86 lenders. The median rate their borrowers got was 6.750% on a median loan of $125,000. Of 239 decisions, 55 were denials — 23.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
FIRSTTRUST HOME LOANS, INC. 20 6.625% $115,000 0.0%
Rocket Mortgage, LLC 19 6.750% $145,000 17.4%
Southern Bank 17 7.450% $65,000 0.0%
SIU Credit Union 10 Not published $70,000 0.0%
Farmers State Bank of Alto Pass, Ill. 8 Under 10 loans Under 10 loans 10.0%
Mortgage Research Center, LLC 7 Under 10 loans Under 10 loans 30.0%
GUILD MORTGAGE COMPANY 7 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 7 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 6 Under 10 loans Under 10 loans 45.5%
PREMIER MORTGAGE RESOURCES, L.L.C. 5 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 5 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 3 Under 10 loans Under 10 loans 62.5%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 25.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 66.7%
FLAT BRANCH MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 33.3%
The Peoples State Bank of Newton, Illinois 2 Under 10 loans Under 10 loans 0.0%
MEMBER FIRST MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
First State Bank of St. Charles, Missouri 2 Under 10 loans Under 10 loans 0.0%
Legence Bank 2 Under 10 loans Under 10 loans 0.0%
Peoples National Bank , N.A. 2 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 0.0%
First Mid Bank & Trust, National Association 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 75.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Banterra Bank 1 Under 10 loans Under 10 loans 33.3%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
Synergy One Lending, Inc. 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 1 Under 10 loans Under 10 loans 0.0%
54930002HD26G3OGZR79 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Liberty 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
KINECTA 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
549300MEMKSF7703ZQ25 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
NATIONS DIRECT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
FNB Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
Bank of Springfield 1 Under 10 loans Under 10 loans 0.0%
Arvest Bank 1 Under 10 loans Under 10 loans 0.0%
Heartland Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
United Community Bank 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 80.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 83.3%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans 100.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Regions Bank 0 Under 10 loans Under 10 loans 50.0%
NQM FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Filo Mortgage, L.L.C. 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
CONSUMERS COOPERATIVE CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
COMPEER FINANCIAL, FLCA 0 Under 10 loans Under 10 loans 100.0%
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans Not published
First American Bank 0 Under 10 loans Under 10 loans Not published
Associated Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Union County

7 FDIC-insured branches from 5 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Anna-Jonesboro National Bank 3$203.9 million
Anna State Bank 1$97.1 million
Southern Bank 1$51.7 million
The First State Bank of Dongola 1$31.2 million
Farmers State Bank of Alto Pass, Ill. 1$17.9 million

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When the next year’s lending figures are out for Union County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.