FNB Bank, Inc.
FNB Bank, Inc. received 291 applications in 2025 and made 203 mortgages, in 23 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 238 decisions, 34 were denials — 14.3%.
| Legal Entity Identifier | 549300SDO5FP7F86HH46 |
|---|---|
| Applications received | 291 |
| Mortgages made | 203 |
| Denied | 34 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 53 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: FNB Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 147 | Not published | $175,000 | 13.0% |
| Refinancing | 38 | Not published | $125,000 | 11.4% |
| Other purposes | 18 | Not published | $55,000 | 28.0% |
Where FNB Bank, Inc. lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Graves County, KY | 50 | Not published | 16.7% |
| Trigg County, KY | 45 | Not published | 8.2% |
| McCracken County, KY | 38 | Not published | 11.6% |
| Calloway County, KY | 29 | Not published | 12.1% |
| Marshall County, KY | 19 | Not published | 13.0% |
| Christian County, KY | 4 | Under 10 loans | 33.3% |
| Ballard County, KY | 2 | Under 10 loans | 33.3% |
| Caldwell County, KY | 2 | Under 10 loans | 33.3% |
| Crittenden County, KY | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Union County, IL | 1 | Under 10 loans | 0.0% |
| Fulton County, KY | 1 | Under 10 loans | 0.0% |
| Hickman County, KY | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Livingston County, KY | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Henry County, TN | 1 | Under 10 loans | 75.0% |
| Maury County, TN | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Obion County, TN | 1 | Under 10 loans | 0.0% |
| Weakley County, TN | 1 | Under 10 loans | 0.0% |
| Robertson County, TN | 0 | Under 10 loans | Not published |
| Sumner County, TN | 0 | Under 10 loans | 100.0% |
Get told when this changes
When FNB Bank, Inc.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.