SIU Credit Union
SIU Credit Union received 173 applications in 2025 and made 115 mortgages, in 12 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $115,000. Of 135 decisions, 15 were denials — 11.1%.
| Legal Entity Identifier | 549300VLXW0YGTWFT173 |
|---|---|
| Applications received | 173 |
| Mortgages made | 115 |
| Denied | 15 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 38 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 88 | Not published | $115,000 | 7.0% |
| Refinancing | 14 | Not published | $110,000 | 6.7% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 33.3% |
Where SIU Credit Union lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, IL | 41 | Not published | 10.0% |
| Williamson County, IL | 38 | Not published | 13.3% |
| Union County, IL | 10 | Not published | 0.0% |
| Saline County, IL | 8 | Under 10 loans | 0.0% |
| Perry County, IL | 6 | Under 10 loans | 0.0% |
| Franklin County, IL | 4 | Under 10 loans | 33.3% |
| Johnson County, IL | 3 | Under 10 loans | 25.0% |
| Marion County, IL | 2 | Under 10 loans | 0.0% |
| Massac County, IL | 1 | Under 10 loans | 50.0% |
| Washington County, IL | 1 | Under 10 loans | 0.0% |
| White County, IL | 1 | Under 10 loans | 0.0% |
| Hamilton County, IL | 0 | Under 10 loans | Not published |
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When SIU Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.