Home purchase lenders in Johnson County
8,300 home purchase mortgages were made in Johnson County, Kansas, in 2025, by 396 lenders. The median rate their borrowers got was 6.625% on a median loan of $365,000. Of 8,803 decisions, 387 were denials — 4.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| COMMUNITYAMERICA CREDIT UNION | 859 | 6.500% | $375,000 | 2.7% |
| Fairway Independent Mortgage Corporation | 721 | 6.750% | $365,000 | 0.7% |
| First State Bank of St. Charles, Missouri | 327 | 6.500% | $375,000 | 0.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 313 | 6.624% | $345,000 | 6.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 299 | 6.750% | $385,000 | 0.3% |
| Capitol Federal Savings Bank | 277 | 6.250% | $405,000 | 4.3% |
| Arvest Bank | 249 | 6.500% | $485,000 | 2.7% |
| Rocket Mortgage, LLC | 240 | 6.500% | $345,000 | 8.0% |
| NBKC BANK | 206 | 6.490% | $385,000 | 2.4% |
| Prosperity Home Mortgage, LLC | 181 | 6.750% | $355,000 | 1.6% |
| M SQUARED FINANCIAL LLC | 151 | 6.625% | $355,000 | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | 139 | 6.624% | $345,000 | 10.3% |
| FLAT BRANCH MORTGAGE, INC. | 136 | 6.688% | $345,000 | 0.0% |
| Bell Bank | 118 | 6.500% | $355,000 | 4.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 118 | 6.750% | $360,000 | 0.0% |
| SUMMIT FUNDING, INC. | 113 | 6.875% | $345,000 | 0.0% |
| U.S. Bank National Association | 108 | 6.500% | $390,000 | 6.1% |
| GUILD MORTGAGE COMPANY | 105 | 6.750% | $325,000 | 3.5% |
| First Bank | 102 | 6.625% | $335,000 | 1.0% |
| LEADERONE FINANCIAL CORPORATION | 99 | 6.750% | $345,000 | 8.3% |
| Academy Bank, National Association | 97 | 6.750% | $425,000 | 4.9% |
| The Central Trust Bank | 93 | 6.500% | $375,000 | 1.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 87 | 6.875% | $355,000 | 0.0% |
| Mid-America Bank | 86 | 7.250% | $320,000 | 0.0% |
| Bank of America, National Association | 85 | 6.250% | $305,000 | 8.6% |
| COMMUNITY MORTGAGE, LLC | 82 | 6.625% | $365,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 79 | 6.125% | $395,000 | 5.9% |
| Waterstone Mortgage Corporation | 75 | 6.750% | $335,000 | 0.0% |
| UMB Bank, National Association | 72 | 6.500% | $420,000 | 6.3% |
| Mortgage Research Center, LLC | 70 | 6.125% | $395,000 | 4.1% |
| T2 FINANCIAL LLC | 68 | 7.000% | $400,000 | 0.0% |
| Commerce Bank | 66 | 6.375% | $340,000 | 5.7% |
| UNION HOME MORTGAGE CORP. | 66 | 6.625% | $410,000 | 4.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 63 | 6.490% | $355,000 | 12.0% |
| ENDEAVOR CAPITAL, LLC. | 63 | 6.500% | $365,000 | 1.6% |
| Fidelity Bank, National Association | 60 | 6.750% | $330,000 | 1.6% |
| Kiavi Funding, Inc. | 60 | 10.490% | $285,000 | 4.7% |
| Landmark National Bank | 59 | 6.150% | $405,000 | 1.7% |
| First National Bank of Omaha | 56 | 6.750% | $365,000 | 11.9% |
| THE LOAN STORE, INC. | 54 | 6.625% | $325,000 | 5.1% |
| GUARANTEED RATE, INC. | 49 | 6.325% | $395,000 | 2.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 47 | 6.375% | $395,000 | 5.4% |
| Navy Federal Credit Union | 46 | 6.063% | $390,000 | 8.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 41 | 6.125% | $485,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 40 | 6.375% | $445,000 | 9.1% |
| Stride Bank, National Association | 39 | 6.875% | $385,000 | 4.8% |
| First Federal Bank | 38 | 6.375% | $360,000 | 17.4% |
| LENNAR MORTGAGE, LLC | 38 | 5.813% | $285,000 | 0.0% |
| MAINSTREET FEDERAL CREDIT UNION | 34 | 6.250% | $260,000 | 0.0% |
| Zippy Loans, LLC | 32 | 9.150% | $95,000 | 33.3% |
| Equity Bank | 32 | 6.250% | $345,000 | 5.9% |
| Farmers Bank & Trust | 31 | 6.624% | $375,000 | 0.0% |
| Oakstar Bank | 31 | 6.625% | $365,000 | 5.9% |
| Wells Fargo Bank, National Association | 30 | 6.313% | $385,000 | 18.9% |
| DHI MORTGAGE COMPANY, LTD. | 30 | 5.750% | $380,000 | 3.2% |
| Morgan Stanley Private Bank, National Association | 28 | 5.888% | $700,000 | 3.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 28 | 6.750% | $380,000 | 0.0% |
| NEWREZ LLC | 24 | 6.250% | $375,000 | 0.0% |
| Broker Solutions, Inc. | 23 | 6.625% | $305,000 | 0.0% |
| Community First National Bank | 23 | Not published | $365,000 | 0.0% |
| NBH Bank | 22 | 6.745% | $285,000 | 8.0% |
| Bison State Bank | 21 | 6.375% | $335,000 | 0.0% |
| American Mortgage Bank, LLC | 21 | 6.625% | $345,000 | 12.0% |
| GENEVA FINANCIAL, LLC | 21 | 6.875% | $335,000 | 0.0% |
| First Federal Bank of Kansas City | 21 | 6.875% | $485,000 | 12.5% |
| Cornerstone First Mortgage, Inc | 21 | 6.624% | $435,000 | 0.0% |
| USAA Federal Savings Bank | 20 | 6.438% | $400,000 | 23.1% |
| BOKF, National Association | 20 | 6.625% | $370,000 | 0.0% |
| Armed Forces Bank, National Association | 20 | 6.438% | $380,000 | 4.8% |
| ENVOY MORTGAGE, LTD | 20 | 6.875% | $320,000 | 4.8% |
| Click n' Close, Inc. | 20 | 6.625% | $305,000 | 0.0% |
| NexBank | 19 | 6.625% | $295,000 | 0.0% |
| Bank of Prairie Village | 19 | Not published | $285,000 | 0.0% |
| BMO Bank National Association | 18 | 6.438% | $575,000 | 30.8% |
| DELMAR FINANCIAL COMPANY | 18 | 6.750% | $400,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 18 | 6.490% | $365,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 17 | 6.250% | $305,000 | 10.5% |
| Sierra Pacific Mortgage Company, Inc. | 17 | 6.875% | $305,000 | 5.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.250% | $295,000 | 0.0% |
| CMG MORTGAGE, INC. | 17 | 6.375% | $365,000 | 0.0% |
| KIND LENDING, LLC | 16 | 6.563% | $405,000 | 11.1% |
| FIRST OPTION BANK | 16 | Not published | $270,000 | 11.1% |
| Tomo Mortgage, LLC | 14 | 6.125% | $485,000 | 6.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 14 | 5.875% | $395,000 | 6.7% |
| Mazuma Credit Union | 14 | 6.750% | $340,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 14 | 6.750% | $290,000 | 6.7% |
| PLAZA HOME MORTGAGE, INC. | 14 | 6.495% | $280,000 | 12.5% |
| Flagstar Bank, N.A. | 13 | 6.833% | $325,000 | 27.8% |
| EVERETT FINANCIAL, INC. | 13 | 6.875% | $315,000 | 0.0% |
| Plains Commerce Bank | 12 | 6.438% | $435,000 | 20.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 12 | 6.750% | $335,000 | 0.0% |
| ALLIANT CREDIT UNION | 12 | 6.563% | $385,000 | 0.0% |
| CoreFirst Bank & Trust | 12 | 7.238% | $300,000 | 0.0% |
| Sunflower Bank, National Association | 11 | 6.490% | $405,000 | 8.3% |
| FREEDOM MORTGAGE CORPORATION | 11 | 6.500% | $355,000 | 0.0% |
| PLANET HOME LENDING, LLC | 11 | 6.375% | $325,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 6.750% | $405,000 | 9.1% |
| Midwest Mortgage Associates Corporation | 10 | 6.990% | $435,000 | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 10 | 6.025% | $560,000 | 0.0% |
| Intrust Bank, National Association | 10 | 6.438% | $540,000 | 9.1% |
| Great Southern Bank | 10 | 6.375% | $305,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Security Bank of Kansas City | 9 | Under 10 loans | Under 10 loans | 9.1% |
| North American Savings Bank, F.S.B. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 9 | Under 10 loans | Under 10 loans | 9.1% |
| CORNERSTONE CAPITAL BANK, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Truity Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| CANOPY MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Loandepot.Com, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Mutual Savings Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Great American Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| PNC Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENDLO MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 83.8% |
| MEGASTAR FINANCIAL CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Central National Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Enterprise Bank & Trust | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SIRVA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MERITRUST Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Community National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HEARTLAND CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Texana Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Outdoor Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Hawthorn Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Envista Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Community National Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Patriots Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First State Bank and Trust | 3 | Under 10 loans | Under 10 loans | 16.7% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of the Flint Hills | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Heritage Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Silver Lake Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NQM FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Boeing Employees Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MEMBERS CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The First Security Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Verimore Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 984500FAD1FB7FEGTE82 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FRONTIER COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTMENT SERVICES CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Connections Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 196 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.