Mortgage Lender Index

PREMIER MEMBERS CREDIT UNION

PREMIER MEMBERS CREDIT UNION received 1,727 applications in 2025 and made 1,170 mortgages, in 74 counties across 12 states. The median rate its borrowers got was 7.500% on a median loan of $125,000. Of 1,384 decisions, 207 were denials — 15.0%, most often for other. 173 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300LG5340S24M4N89
Applications received1,727
Mortgages made1,170
Denied207
Approved, not taken up7
Withdrawn or incomplete343
Loans bought from other lenders0
Median rate spread over the prime offer rate0.66 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase371 5.875%$245,000 3.1%
Refinancing103 6.500%$145,000 15.6%
Cash-out refinancing211 7.250%$85,000 16.2%
Other purposes485 8.000%$95,000 21.8%

Where PREMIER MEMBERS CREDIT UNION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Sedgwick County, KS 3686.500%9.0%
Boulder County, CO 1468.000%12.6%
Weld County, CO 1038.000%16.3%
Adams County, CO 1028.000%19.7%
Larimer County, CO 788.000%11.4%
Jefferson County, CO 548.000%15.6%
Butler County, KS 516.750%3.8%
Arapahoe County, CO 388.000%9.5%
Douglas County, CO 388.000%13.6%
Denver County, CO 348.000%5.6%
Broomfield County, CO 238.000%0.0%
Pueblo County, CO 138.500%27.8%
Douglas County, KS 116.625%15.4%
Reno County, KS 9Under 10 loans10.0%
Harvey County, KS 8Under 10 loans27.3%
Cowley County, KS 7Under 10 loans22.2%
Sumner County, KS 7Under 10 loans38.5%
El Paso County, CO 5Under 10 loans0.0%
Johnson County, KS 5Under 10 loans0.0%
Gilpin County, CO 4Under 10 loans33.3%
Mesa County, CO 3Under 10 loans25.0%
Park County, CO 3Under 10 loans25.0%
Routt County, CO 3Under 10 loans25.0%
Summit County, CO 3Under 10 loans0.0%
Riley County, KS 3Under 10 loans25.0%
Shawnee County, KS 3Under 10 loans0.0%
Laramie County, WY 3Under 10 loans0.0%
Clear Creek County, CO 2Under 10 loans0.0%
Delta County, CO 2Under 10 loans0.0%
Eagle County, CO 2Under 10 loans0.0%
Lake County, CO 2Under 10 loans0.0%
La Plata County, CO 2Under 10 loans0.0%
Jefferson County, KS 2Under 10 loans0.0%
Marion County, KS 2Under 10 loans0.0%
Pottawatomie County, KS 2Under 10 loans33.3%
Mohave County, AZ 1Under 10 loans0.0%
Yavapai County, AZ 1Under 10 loans0.0%
Alamosa County, CO 1Under 10 loans0.0%
Chaffee County, CO 1Under 10 loans50.0%
Custer County, CO 1Under 10 loans0.0%
Elbert County, CO 1Under 10 loans0.0%
Montrose County, CO 1Under 10 loans0.0%
Morgan County, CO 1Under 10 loans0.0%
Ouray County, CO 1Under 10 loans0.0%
Clay County, KS 1Under 10 loans0.0%
Coffey County, KS 1Under 10 loans0.0%
Elk County, KS 1Under 10 loans0.0%
Ellis County, KS 1Under 10 loans0.0%
Finney County, KS 1Under 10 loans0.0%
Franklin County, KS 1Under 10 loans50.0%

Get told when this changes

When PREMIER MEMBERS CREDIT UNION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.