Mid-America Bank
Mid-America Bank received 615 applications in 2025 and made 568 mortgages, in 45 counties across 10 states. The median rate its borrowers got was 7.125% on a median loan of $225,000. Of 570 decisions, 1 were denials — 0.2%, most often for employment history.
| Legal Entity Identifier | 549300214PKB2Y1ZWH75 |
|---|---|
| Applications received | 615 |
| Mortgages made | 568 |
| Denied | 1 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 45 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.2795 points |
| FDIC-insured bank | Yes: Mid America Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 356 | 7.000% | $245,000 | 0.3% |
| Refinancing | 126 | 7.000% | $225,000 | 0.0% |
| Cash-out refinancing | 32 | 6.625% | $245,000 | 0.0% |
| Other purposes | 54 | 7.500% | $85,000 | 0.0% |
Where Mid-America Bank lends most
The 45 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Douglas County, KS | 219 | 7.000% | 0.4% |
| Johnson County, KS | 127 | 7.250% | 0.0% |
| Franklin County, KS | 49 | 7.500% | 0.0% |
| Shawnee County, KS | 36 | 7.500% | 0.0% |
| Miami County, KS | 19 | 7.000% | 0.0% |
| Jackson County, MO | 18 | 7.250% | 0.0% |
| Osage County, KS | 14 | 6.813% | 0.0% |
| Jefferson County, KS | 10 | 6.875% | 0.0% |
| Leavenworth County, KS | 10 | 7.000% | 0.0% |
| Wyandotte County, KS | 7 | Under 10 loans | 0.0% |
| Clay County, MO | 6 | Under 10 loans | 0.0% |
| Linn County, KS | 5 | Under 10 loans | 0.0% |
| Norton County, KS | 5 | Under 10 loans | 0.0% |
| Cass County, MO | 5 | Under 10 loans | 0.0% |
| Anderson County, KS | 3 | Under 10 loans | 0.0% |
| Reno County, KS | 3 | Under 10 loans | 0.0% |
| Carroll County, AR | 2 | Under 10 loans | 0.0% |
| Bourbon County, KS | 2 | Under 10 loans | 0.0% |
| Cowley County, KS | 2 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 2 | Under 10 loans | 0.0% |
| Johnson County, WY | 2 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 1 | Under 10 loans | 0.0% |
| Clear Creek County, CO | 1 | Under 10 loans | 0.0% |
| Boise County, ID | 1 | Under 10 loans | 0.0% |
| Allen County, KS | 1 | Under 10 loans | 0.0% |
| Chase County, KS | 1 | Under 10 loans | 0.0% |
| Coffey County, KS | 1 | Under 10 loans | 0.0% |
| Crawford County, KS | 1 | Under 10 loans | 0.0% |
| Ellis County, KS | 1 | Under 10 loans | 0.0% |
| Geary County, KS | 1 | Under 10 loans | 0.0% |
| McPherson County, KS | 1 | Under 10 loans | 0.0% |
| Pottawatomie County, KS | 1 | Under 10 loans | 0.0% |
| Riley County, KS | 1 | Under 10 loans | 0.0% |
| Rooks County, KS | 1 | Under 10 loans | 0.0% |
| Stevens County, KS | 1 | Under 10 loans | 0.0% |
| Lake County, MN | 1 | Under 10 loans | 0.0% |
| Clinton County, MO | 1 | Under 10 loans | 0.0% |
| Lawrence County, MO | 1 | Under 10 loans | 0.0% |
| Platte County, MO | 1 | Under 10 loans | 0.0% |
| Ray County, MO | 1 | Under 10 loans | 0.0% |
| Muskogee County, OK | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Custer County, CO | 0 | Under 10 loans | 0.0% |
| Saline County, KS | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.