Mortgage lenders in New Mexico, county by county
39,201 mortgages were made in New Mexico in 2025, across 33 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Bernalillo County | 390 | 14,288 | 6.625% | $225,000 | 20.0% |
| Sandoval County | 281 | 5,039 | 6.500% | $265,000 | 19.9% |
| Doña Ana County | 288 | 4,013 | 6.500% | $225,000 | 26.0% |
| Santa Fe County | 302 | 3,074 | 6.625% | $315,000 | 24.1% |
| Valencia County | 198 | 1,924 | 6.500% | $225,000 | 25.3% |
| San Juan County | 191 | 1,627 | 6.625% | $205,000 | 30.8% |
| Otero County | 188 | 1,237 | 6.500% | $195,000 | 24.7% |
| Eddy County | 185 | 1,097 | 6.625% | $225,000 | 28.3% |
| Chaves County | 141 | 889 | 6.625% | $165,000 | 24.9% |
| Lea County | 143 | 840 | 6.750% | $195,000 | 34.7% |
| Curry County | 134 | 816 | 6.375% | $185,000 | 23.3% |
| Los Alamos County | 113 | 503 | 6.375% | $395,000 | 14.1% |
| Taos County | 178 | 473 | 6.875% | $285,000 | 32.7% |
| Lincoln County | 152 | 423 | 6.875% | $245,000 | 30.4% |
| Torrance County | 108 | 355 | 6.750% | $185,000 | 37.1% |
| Grant County | 115 | 343 | 6.750% | $155,000 | 28.2% |
| Rio Arriba County | 119 | 338 | 6.750% | $230,000 | 35.2% |
| McKinley County | 107 | 288 | 6.875% | $145,000 | 53.6% |
| Luna County | 105 | 251 | 6.500% | $145,000 | 31.2% |
| San Miguel County | 98 | 250 | 6.875% | $165,000 | 40.5% |
| Roosevelt County | 85 | 230 | 6.500% | $155,000 | 24.5% |
| Colfax County | 133 | 215 | 6.750% | $205,000 | 30.6% |
| Sierra County | 90 | 205 | 6.625% | $155,000 | 28.3% |
| Socorro County | 77 | 155 | 6.688% | $155,000 | 26.2% |
| Cibola County | 81 | 122 | 6.990% | $135,000 | 54.4% |
| Quay County | 56 | 57 | 6.875% | $115,000 | 42.7% |
| Guadalupe County | 35 | 35 | 6.625% | $155,000 | 27.9% |
| Catron County | 43 | 29 | 6.625% | $215,000 | 41.5% |
| Mora County | 24 | 28 | 7.990% | $145,000 | 60.2% |
| Union County | 39 | 28 | 6.625% | $145,000 | 60.5% |
| Hidalgo County | 27 | 16 | 6.750% | $120,000 | 51.4% |
| De Baca County | 20 | 13 | 6.750% | $65,000 | 42.3% |
| Harding County | 3 | 0 | Under 10 loans | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.