First Western Trust Bank
First Western Trust Bank received 1,254 applications in 2025 and made 974 mortgages, in 188 counties across 42 states. The median rate its borrowers got was 6.250% on a median loan of $445,000. Of 1,034 decisions, 7 were denials — 0.7%, most often for credit history.
| Legal Entity Identifier | 254900KI7219LQKCI772 |
|---|---|
| Applications received | 1,254 |
| Mortgages made | 974 |
| Denied | 7 |
| Approved, not taken up | 53 |
| Withdrawn or incomplete | 220 |
| Loans bought from other lenders | 21 |
| Median rate spread over the prime offer rate | -0.057 points |
| FDIC-insured bank | Yes: First Western Trust Bank, 15 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 745 | 6.375% | $435,000 | 0.5% |
| Refinancing | 159 | 6.000% | $475,000 | 1.2% |
| Cash-out refinancing | 66 | 6.250% | $455,000 | 1.4% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where First Western Trust Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Larimer County, CO | 298 | 6.375% | 0.3% |
| Weld County, CO | 103 | 6.250% | 0.0% |
| Laramie County, WY | 64 | 6.125% | 1.5% |
| Douglas County, CO | 48 | 6.125% | 0.0% |
| Denver County, CO | 47 | 6.125% | 0.0% |
| Arapahoe County, CO | 40 | 6.125% | 0.0% |
| Jefferson County, CO | 33 | 6.125% | 0.0% |
| Teton County, WY | 27 | 6.000% | 0.0% |
| Adams County, CO | 25 | 6.125% | 0.0% |
| Boulder County, CO | 23 | 6.125% | 4.0% |
| Eagle County, CO | 22 | 5.813% | 4.2% |
| Pitkin County, CO | 14 | 6.188% | 0.0% |
| Maricopa County, AZ | 11 | 6.000% | 0.0% |
| El Paso County, CO | 5 | Under 10 loans | 0.0% |
| Summit County, CO | 5 | Under 10 loans | 0.0% |
| Harris County, TX | 5 | Under 10 loans | 0.0% |
| Pima County, AZ | 4 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 4 | Under 10 loans | 0.0% |
| San Diego County, CA | 4 | Under 10 loans | 0.0% |
| Gunnison County, CO | 4 | Under 10 loans | 0.0% |
| Teton County, ID | 4 | Under 10 loans | 0.0% |
| Lincoln County, WY | 4 | Under 10 loans | 0.0% |
| Natrona County, WY | 4 | Under 10 loans | 0.0% |
| Broomfield County, CO | 3 | Under 10 loans | 0.0% |
| Grand County, CO | 3 | Under 10 loans | 0.0% |
| Lewis and Clark County, MT | 3 | Under 10 loans | 0.0% |
| Lucas County, OH | 3 | Under 10 loans | 0.0% |
| Bryan County, OK | 3 | Under 10 loans | 0.0% |
| Davidson County, TN | 3 | Under 10 loans | 0.0% |
| Pulaski County, AR | 2 | Under 10 loans | 0.0% |
| Placer County, CA | 2 | Under 10 loans | 0.0% |
| Sacramento County, CA | 2 | Under 10 loans | 0.0% |
| Lake County, CO | 2 | Under 10 loans | 0.0% |
| La Plata County, CO | 2 | Under 10 loans | 0.0% |
| Logan County, CO | 2 | Under 10 loans | 0.0% |
| Mesa County, CO | 2 | Under 10 loans | 0.0% |
| Morgan County, CO | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Sarasota County, FL | 2 | Under 10 loans | 0.0% |
| Ada County, ID | 2 | Under 10 loans | 0.0% |
| Kane County, IL | 2 | Under 10 loans | 0.0% |
| Pottawattamie County, IA | 2 | Under 10 loans | 0.0% |
| Gallatin County, MT | 2 | Under 10 loans | 0.0% |
| Somerset County, NJ | 2 | Under 10 loans | 0.0% |
| Buncombe County, NC | 2 | Under 10 loans | 0.0% |
| Pottawatomie County, OK | 2 | Under 10 loans | 0.0% |
| Deschutes County, OR | 2 | Under 10 loans | 0.0% |
| Greenville County, SC | 2 | Under 10 loans | 0.0% |
| Richland County, SC | 2 | Under 10 loans | 0.0% |
| Bexar County, TX | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.