AERO Federal Credit Union
AERO Federal Credit Union received 415 applications in 2025 and made 316 mortgages, in 12 counties across 2 states. The median rate its borrowers got was 5.950% on a median loan of $85,000. Of 381 decisions, 65 were denials — 17.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930072H82Z2RZW3210 |
|---|---|
| Applications received | 415 |
| Mortgages made | 316 |
| Denied | 65 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 34 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.948 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | 5.500% | $390,000 | 5.9% |
| Refinancing | 17 | 5.375% | $495,000 | 10.5% |
| Cash-out refinancing | 16 | 5.625% | $265,000 | 15.8% |
| Other purposes | 267 | 5.950% | $75,000 | 18.1% |
Where AERO Federal Credit Union lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Maricopa County, AZ | 288 | 5.950% | 16.5% |
| Pinal County, AZ | 10 | 5.950% | 28.6% |
| Pima County, AZ | 4 | Under 10 loans | 33.3% |
| Yavapai County, AZ | 4 | Under 10 loans | 0.0% |
| Sandoval County, NM | 3 | Under 10 loans | 0.0% |
| Yuma County, AZ | 2 | Under 10 loans | 0.0% |
| Coconino County, AZ | 1 | Under 10 loans | 0.0% |
| Mohave County, AZ | 1 | Under 10 loans | 0.0% |
| Navajo County, AZ | 1 | Under 10 loans | 50.0% |
| Bernalillo County, NM | 1 | Under 10 loans | 0.0% |
| San Juan County, NM | 1 | Under 10 loans | 0.0% |
| Socorro County, NM | 0 | Under 10 loans | 100.0% |
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When AERO Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.