Mortgage Lender Index

Home purchase lenders in Hawaii County

1,775 home purchase mortgages were made in Hawaii County, Hawaii, in 2025, by 172 lenders. The median rate their borrowers got was 6.750% on a median loan of $435,000. Of 2,078 decisions, 248 were denials — 11.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
NFM, INC. 193 6.990% $385,000 1.5%
UNITED SHORE FINANCIAL SERVICES, LLC 143 6.500% $435,000 12.7%
Rocket Mortgage, LLC 114 6.750% $435,000 12.9%
GUILD MORTGAGE COMPANY 99 6.500% $385,000 7.8%
TEMPLE VIEW CAPITAL FUNDING, LP 77 10.500% $255,000 7.1%
Bank of Hawaii 73 6.500% $505,000 14.1%
Mortgage Research Center, LLC 56 6.250% $415,000 3.5%
PENNYMAC LOAN SERVICES, LLC 53 6.624% $485,000 14.5%
American Savings Bank, FSB 52 6.375% $420,000 16.1%
GUARANTEED RATE, INC. 48 6.500% $560,000 0.0%
CMG MORTGAGE, INC. 45 6.625% $575,000 2.0%
THE LOAN STORE, INC. 37 6.625% $445,000 4.9%
FREEDOM MORTGAGE CORPORATION 35 6.250% $425,000 18.6%
V.I.P. MORTGAGE, INC. 35 6.875% $465,000 0.0%
KIND LENDING, LLC 30 6.750% $530,000 13.9%
First Hawaiian Bank 29 6.375% $435,000 22.5%
CROSSCOUNTRY MORTGAGE, INC. 27 6.750% $535,000 6.9%
HOMEXPRESS MORTGAGE CORP. 24 7.250% $735,000 33.3%
Central Pacific Bank 23 6.375% $385,000 22.6%
LENDSURE MORTGAGE CORP. 21 7.500% $625,000 4.0%
Navy Federal Credit Union 20 6.125% $490,000 13.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 19 7.499% $325,000 26.9%
SECURITYNATIONAL MORTGAGE COMPANY 18 6.625% $355,000 10.0%
Click n' Close, Inc. 16 6.808% $305,000 9.5%
PREMIER MORTGAGE RESOURCES, L.L.C. 16 7.058% $435,000 0.0%
NEWREZ LLC 15 6.375% $655,000 16.7%
Fairway Independent Mortgage Corporation 15 6.625% $345,000 6.3%
MASON MCDUFFIE MORTGAGE CORPORATION 14 6.750% $575,000 12.5%
AMERICAN PACIFIC MORTGAGE CORPORATION 14 6.750% $275,000 17.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. 13 6.500% $365,000 35.0%
254900CTT87ZKAUTIJ37 13 10.500% $545,000 6.7%
JPMorgan Chase Bank, National Association 13 6.240% $1,190,000 18.8%
Citadel Servicing Corporation 13 7.250% $735,000 0.0%
Commerce Home Mortgage, Inc. 12 7.563% $710,000 0.0%
Paramount Residential Mortgage Group, Inc. 11 7.250% $305,000 0.0%
DEEPHAVEN MORTGAGE LLC 11 7.125% $305,000 21.4%
PLAZA HOME MORTGAGE, INC. 10 7.125% $315,000 42.1%
CANOPY MORTGAGE, LLC 10 6.938% $385,000 9.1%
SUMMIT FUNDING, INC. 10 7.500% $600,000 16.7%
Loan Funder LLC 10 10.815% $290,000 0.0%
HAWAIIUSA FEDERAL CREDIT UNION 9 Under 10 loans Under 10 loans 25.0%
NEXERA HOLDING LLC 9 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 9 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 8 Under 10 loans Under 10 loans 27.3%
AMERICAN FINANCIAL NETWORK, INC. 8 Under 10 loans Under 10 loans 11.1%
Wells Fargo Bank, National Association 8 Under 10 loans Under 10 loans 11.1%
Colorado Federal Savings Bank 8 Under 10 loans Under 10 loans 11.1%
Sierra Pacific Mortgage Company, Inc. 8 Under 10 loans Under 10 loans 11.1%
Ameris Bank 8 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 7 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 7 Under 10 loans Under 10 loans 22.2%
ZILLOW HOME LOANS, LLC 7 Under 10 loans Under 10 loans 12.5%
FINANCE FACTORS, LIMITED 6 Under 10 loans Under 10 loans 40.0%
Morgan Stanley Private Bank, National Association 6 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 6 Under 10 loans Under 10 loans 0.0%
CONVENTUS LLC 6 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 5 Under 10 loans Under 10 loans 54.6%
USAA Federal Savings Bank 5 Under 10 loans Under 10 loans 54.6%
MOVEMENT MORTGAGE, LLC 5 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 5 Under 10 loans Under 10 loans 16.7%
HomeStreet Bank 5 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 5 Under 10 loans Under 10 loans 0.0%
HAWAII STATE FEDERAL CREDIT UNION 5 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 4 Under 10 loans Under 10 loans 20.0%
Kiavi Funding, Inc. 4 Under 10 loans Under 10 loans 20.0%
CALCON MUTUAL MORTGAGE LLC 4 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 4 Under 10 loans Under 10 loans 20.0%
FlexPoint, Inc. 4 Under 10 loans Under 10 loans 0.0%
BAY EQUITY LLC 3 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 16.7%
BETTER MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 40.0%
NexBank 3 Under 10 loans Under 10 loans 25.0%
HIGHTECHLENDING INC 3 Under 10 loans Under 10 loans 0.0%
AAA CAPITAL INVESTMENT, INC. 3 Under 10 loans Under 10 loans 25.0%
ALLIANT CREDIT UNION 3 Under 10 loans Under 10 loans 25.0%
RBC Bank, (Georgia) National Association 3 Under 10 loans Under 10 loans 0.0%
Raymond James Bank 3 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 2 Under 10 loans Under 10 loans 0.0%
General Mortgage Capital Corporation 2 Under 10 loans Under 10 loans 33.3%
OriginPoint, LLC 2 Under 10 loans Under 10 loans 33.3%
Stifel Bank and Trust 2 Under 10 loans Under 10 loans 33.3%
Flagstar Bank, N.A. 2 Under 10 loans Under 10 loans 50.0%
PACIFIC LENDING LLC 2 Under 10 loans Under 10 loans 0.0%
ARC HOME LLC 2 Under 10 loans Under 10 loans 0.0%
MLD MORTGAGE INC. 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 2 Under 10 loans Under 10 loans 0.0%
Mechanics Bank 2 Under 10 loans Under 10 loans 0.0%
Quontic Bank 2 Under 10 loans Under 10 loans 0.0%
FUNDLOANS CAPITAL 2 Under 10 loans Under 10 loans 0.0%
North American Savings Bank, F.S.B. 2 Under 10 loans Under 10 loans 0.0%
PACIFIC HOME LOANS, INC. 2 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 2 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
LIMA ONE CAPITAL, LLC 1 Under 10 loans Under 10 loans 75.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Bank of Hope 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Logan Finance Corporation 1 Under 10 loans Under 10 loans 0.0%
Home Mortgage Alliance Corporation (HMAC) 1 Under 10 loans Under 10 loans 50.0%
BAY-VALLEY MORTGAGE GROUP 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
FBC MORTGAGE, LLC 1 Under 10 loans Under 10 loans 50.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
TEACHERS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
Baxter Credit Union 1 Under 10 loans Under 10 loans 0.0%
FOUNDATION MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
Citibank, National Association 1 Under 10 loans Under 10 loans 50.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
2549005FUF02T1IFCA22 1 Under 10 loans Under 10 loans 0.0%
University of Hawaii Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
State Department Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
BNY Mellon, National Association 1 Under 10 loans Under 10 loans 0.0%
ALAMEDA MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Royal Business Bank 1 Under 10 loans Under 10 loans 0.0%
HAWAIIAN FINANCIAL FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
American Airlines Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
NORTHROP GRUMMAN Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Ally Bank 1 Under 10 loans Under 10 loans 0.0%
WESCOM CENTRAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Southwest Airlines Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Willamette Valley Bank 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
Community First National Bank 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
PlainsCapital Bank 1 Under 10 loans Under 10 loans 0.0%
NEW WAVE LENDING GROUP INC 1 Under 10 loans Under 10 loans 0.0%
Royal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
BankPlus 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
KS StateBank 1 Under 10 loans Under 10 loans 0.0%
City National Bank 1 Under 10 loans Under 10 loans 0.0%
Goldman Sachs Bank USA 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans 100.0%
Firefighters First Federal Credit Union 0 Under 10 loans Under 10 loans 0.0%
Umpqua Bank 0 Under 10 loans Under 10 loans 100.0%
HSBC BANK USA, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
NBKC BANK 0 Under 10 loans Under 10 loans 100.0%
Axos Bank 0 Under 10 loans Under 10 loans Not published
BMO Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Peoples Bank 0 Under 10 loans Under 10 loans Not published
GENWAY HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
AMERITRUST MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans 0.0%
Farmers Bank & Trust 0 Under 10 loans Under 10 loans Not published
QUORUM FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
Fidelity Lending Solutions, Inc. 0 Under 10 loans Under 10 loans 0.0%
RANLIFE, INC. 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Arvest Bank 0 Under 10 loans Under 10 loans Not published
First-Citizens Bank & Trust Company 0 Under 10 loans Under 10 loans Not published
UMB Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Greenbox Loans, Inc. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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When the next year’s lending figures are out for Hawaii County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.