Mortgage Lender Index

Fidelity Lending Solutions, Inc.

Fidelity Lending Solutions, Inc. received 1,117 applications in 2025 and made 822 mortgages, in 122 counties across 18 states. The median rate its borrowers got was 7.000% on a median loan of $485,000. Of 1,020 decisions, 16 were denials — 1.6%, most often for collateral. 16 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300SBA6BX8HZZF585
Applications received1,117
Mortgages made822
Denied16
Approved, not taken up182
Withdrawn or incomplete97
Loans bought from other lenders0
Median rate spread over the prime offer rate0.516 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase559 6.875%$485,000 1.7%
Refinancing103 6.750%$605,000 1.3%
Cash-out refinancing158 7.125%$405,000 1.5%
Other purposes2 Under 10 loansUnder 10 loans 0.0%

Where Fidelity Lending Solutions, Inc. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 2176.875%1.1%
Orange County, CA 687.000%3.3%
San Bernardino County, CA 516.875%1.8%
Gwinnett County, GA 356.875%0.0%
Sacramento County, CA 326.875%0.0%
San Diego County, CA 287.188%2.6%
Alameda County, CA 267.000%0.0%
San Francisco County, CA 256.875%0.0%
Santa Clara County, CA 227.250%3.3%
Harris County, TX 227.125%0.0%
Contra Costa County, CA 206.750%0.0%
Riverside County, CA 207.000%0.0%
Montgomery County, TX 198.000%0.0%
San Mateo County, CA 157.000%0.0%
Solano County, CA 148.000%0.0%
Fort Bend County, TX 146.875%0.0%
Broward County, FL 126.625%0.0%
Norfolk County, MA 117.000%0.0%
Tarrant County, TX 8Under 10 loans0.0%
King County, WA 8Under 10 loans14.3%
Collin County, TX 6Under 10 loans0.0%
Dallas County, TX 6Under 10 loans0.0%
Travis County, TX 6Under 10 loans0.0%
Middlesex County, MA 5Under 10 loans0.0%
Clark County, NV 5Under 10 loans0.0%
Clayton County, GA 4Under 10 loans0.0%
Kern County, CA 3Under 10 loans20.0%
Monterey County, CA 3Under 10 loans0.0%
Placer County, CA 3Under 10 loans0.0%
San Joaquin County, CA 3Under 10 loans0.0%
Ventura County, CA 3Under 10 loans0.0%
Orange County, FL 3Under 10 loans0.0%
DeKalb County, GA 3Under 10 loans0.0%
Suffolk County, MA 3Under 10 loans16.7%
Bexar County, TX 3Under 10 loans0.0%
Snohomish County, WA 3Under 10 loans0.0%
Butte County, CA 2Under 10 loans0.0%
Fresno County, CA 2Under 10 loans0.0%
Santa Barbara County, CA 2Under 10 loans0.0%
Adams County, CO 2Under 10 loans0.0%
Arapahoe County, CO 2Under 10 loans0.0%
Brevard County, FL 2Under 10 loans0.0%
Manatee County, FL 2Under 10 loans0.0%
Marion County, FL 2Under 10 loans0.0%
Palm Beach County, FL 2Under 10 loans0.0%
Pasco County, FL 2Under 10 loans0.0%
Pinellas County, FL 2Under 10 loans0.0%
Polk County, FL 2Under 10 loans0.0%
Volusia County, FL 2Under 10 loans0.0%
Cherokee County, GA 2Under 10 loans0.0%

Get told when this changes

When Fidelity Lending Solutions, Inc.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.