American Savings Bank, FSB
American Savings Bank, FSB received 2,482 applications in 2025 and made 1,416 mortgages, in 7 counties across 4 states. The median rate its borrowers got was 5.650% on a median loan of $355,000. Of 2,306 decisions, 856 were denials — 37.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300BES7HNVKCDIM50 |
|---|---|
| Applications received | 2,482 |
| Mortgages made | 1,416 |
| Denied | 856 |
| Approved, not taken up | 34 |
| Withdrawn or incomplete | 176 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.696 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 663 | 6.125% | $485,000 | 9.0% |
| Refinancing | 142 | 5.650% | $305,000 | 31.0% |
| Cash-out refinancing | 64 | 5.863% | $405,000 | 42.9% |
| Other purposes | 547 | 5.550% | $175,000 | 54.3% |
Where American Savings Bank, FSB lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Honolulu County, HI | 1,055 | 5.650% | 34.3% |
| Maui County, HI | 161 | 5.700% | 46.4% |
| Hawaii County, HI | 127 | 5.790% | 41.7% |
| Kauai County, HI | 73 | 5.700% | 42.4% |
| Orange County, CA | 0 | Under 10 loans | Not published |
| Clark County, NV | 0 | Under 10 loans | 100.0% |
| Oklahoma County, OK | 0 | Under 10 loans | 100.0% |
Get told when this changes
When American Savings Bank, FSB’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.