VAL-CHRIS INVESTMENTS, INC.
VAL-CHRIS INVESTMENTS, INC. received 801 applications in 2025 and made 766 mortgages, in 95 counties across 9 states. The median rate its borrowers got was 12.990% on a median loan of $185,000. Of 783 decisions, 0 were denials — 0.0%. 23 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300KP95LHU8OP0H40 |
|---|---|
| Applications received | 801 |
| Mortgages made | 766 |
| Denied | 0 |
| Approved, not taken up | 17 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 756 | 12.990% | $185,000 | 0.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where VAL-CHRIS INVESTMENTS, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 168 | 12.990% | 0.0% |
| Orange County, CA | 105 | 13.500% | 0.0% |
| San Diego County, CA | 61 | 13.250% | 0.0% |
| Riverside County, CA | 58 | 13.500% | 0.0% |
| San Bernardino County, CA | 48 | 13.500% | 0.0% |
| Maricopa County, AZ | 24 | 13.500% | 0.0% |
| Contra Costa County, CA | 16 | 12.745% | 0.0% |
| Sacramento County, CA | 15 | 10.990% | 0.0% |
| San Mateo County, CA | 12 | 13.250% | 0.0% |
| Santa Clara County, CA | 12 | 13.125% | 0.0% |
| San Joaquin County, CA | 10 | 13.745% | 0.0% |
| Alameda County, CA | 9 | Under 10 loans | 0.0% |
| Santa Barbara County, CA | 9 | Under 10 loans | 0.0% |
| Fresno County, CA | 8 | Under 10 loans | 0.0% |
| Monterey County, CA | 8 | Under 10 loans | 0.0% |
| Tulare County, CA | 8 | Under 10 loans | 0.0% |
| Ventura County, CA | 8 | Under 10 loans | 0.0% |
| Honolulu County, HI | 8 | Under 10 loans | 0.0% |
| Kern County, CA | 7 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 7 | Under 10 loans | 0.0% |
| Mohave County, AZ | 6 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 6 | Under 10 loans | 0.0% |
| Clark County, NV | 6 | Under 10 loans | 0.0% |
| Maui County, HI | 5 | Under 10 loans | 0.0% |
| Pinal County, AZ | 4 | Under 10 loans | 0.0% |
| Placer County, CA | 4 | Under 10 loans | 0.0% |
| San Francisco County, CA | 4 | Under 10 loans | 0.0% |
| Broward County, FL | 4 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 4 | Under 10 loans | 0.0% |
| Pima County, AZ | 3 | Under 10 loans | 0.0% |
| El Dorado County, CA | 3 | Under 10 loans | 0.0% |
| Madera County, CA | 3 | Under 10 loans | 0.0% |
| Marin County, CA | 3 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 3 | Under 10 loans | 0.0% |
| Shasta County, CA | 3 | Under 10 loans | 0.0% |
| Sutter County, CA | 3 | Under 10 loans | 0.0% |
| Yuba County, CA | 3 | Under 10 loans | 0.0% |
| Dallas County, TX | 3 | Under 10 loans | 0.0% |
| Santa Cruz County, AZ | 2 | Under 10 loans | 0.0% |
| Yuma County, AZ | 2 | Under 10 loans | 0.0% |
| Butte County, CA | 2 | Under 10 loans | 0.0% |
| Nevada County, CA | 2 | Under 10 loans | 0.0% |
| San Benito County, CA | 2 | Under 10 loans | 0.0% |
| Santa Cruz County, CA | 2 | Under 10 loans | 0.0% |
| Solano County, CA | 2 | Under 10 loans | 0.0% |
| Sonoma County, CA | 2 | Under 10 loans | 0.0% |
| Tuolumne County, CA | 2 | Under 10 loans | 0.0% |
| Yolo County, CA | 2 | Under 10 loans | 0.0% |
| Brevard County, FL | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.